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PSD2 Regulations, Businesses

It is good business for your customers to feel safe

Now more than ever, security is fundamental

Due to this, on 14th September, the new European payment regulations came into force, the objects of which are to facilitate and improve security in use of payment systems, both presence-based as well as online, as well as to promote innovation.

Action plan for e-commerce card payments

Payment services providers and the retail trade are working on an action plan to fully implement reinforced authentication factors by 31 December 2020.

Enhanced online security with 3DS

3DS (Three-Domain Secure) is an authentication protocol for card payments made at e-commerce sites that reduces fraud and provides enhanced security. Find out more about 3DS.

Better authenticated customers with SCA

SCA (Strong Customer Authentication) is a reinforced customer identity verification procedure for payment transactions. Find out more about SCA. You can also consult this practical computer graphic.

THIS EUROPEAN PAYMENT SERVICES DIRECTIVE IMPLEMENTS AUTHENTICATION BASED ON A COMBINATION OF TWO OF THE FOLLOWING THREE FACTORS

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Something they know

Such as their PIN or a password

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Something they have

Such as their mobile telephone or card

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And something they are

Such as their fingerprint or facial features

ENSURING YOUR CUSTOMERS FEEL SECURE WHEN MAKING ONLINE PAYMENTS IS GOOD BUSINESS

Normativa PSD2 - Ley de Servicios de Pago - Unicaja Banco Normativa PSD2 - Ley de Servicios de Pago - Unicaja Banco

REINFORCING YOUR PEACE OF MIND

The digital economy grows, and the way people shop does to: mobile telephones, computers, tablets and even voice assistants, are used to shop every day.

Due to the growing volume of such purchases, it is necessary to increase the security elements requested to verify that the card holder is really who they say they are. Payment Services Directive 2 (PSD2) has the objective, among other matters, of improving presence-based transaction security and online payments through Strong Customer Authentication.

Normativa PSD2 para Comercios TPV - Ley de Servicios de Pago - Unicaja Banco

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