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PSD2 Regulations, Businesses

It is good business for your customers to feel safe

Now more than ever, security is fundamental

Due to this, as of 14th September, the new European payment regulations come into force, the objects of which are to facilitate and improve security in use of payment systems, both presence-based as well as online, as well as to promote innovation.

The way people shop has changed

Millions of people worldwide shop every minute. Paying for anything with a card or mobile phone is normal.

This European regulation sets up Strong Customer Authentication, a security system for your customs based on 3 identification security elements

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Something they know

Such as their PIN

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Something they have

Such as their mobile telephone or card

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And something they are

Such as their fingerprint or facial features

STEP BY STEP

REINFORCING YOUR PEACE OF MIND

The digital economy grows, and the way people shop does to: mobile telephones, computers, tablets and even voice assistants, are used to shop every day.

Due to the growing volume of such purchases, it is necessary to increase the security elements requested to verify that the card holder is really who they say they are. Payment Services Directive 2 (PSD2) has the objective, among other matters, of improving presence-based transaction security and online payments through Strong Customer Authentication.

AND WHAT DO YOU HAVE TO DO AS A BUSINESS?

First

Check your physical and virtual POS terminals. If all your POS terminals are secure (3DS), that is, the physical POS terminals accept chip and PIN and the virtual POS terminals process all the transactions as "secure electronic commerce", do not worry, you do not have to do anything.

Second

If all or some of the POS terminals are not secure, you must contact us without delay and we will offer you solutions that allow you to continue to operate with the best payment experience for your clients. 

CONTACT INFORMATION

Come to your nearest branch or contact us on the telephones.

RELATED PRODUCTS AND SERVICES

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Digital Banking

Access your Unicaja Banco accounts and products by computer. The perfect tool to manage your day-to-day finances.  

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Mobile Banking

Immediate access to your Unicaja Banco accounts and products. Consult and perform banking operations wherever you are.

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