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Take advantage of help from agrarian experts to process your subsidies.
Advance on subsidies (1)
You may request an advance on subsidies so you have the capital available when you really want it.
If you have domiciled your agrarian subsidies at Unicaja Banco, take advantage of its features.
Capital and interest at maturity
Financing that adapts to the date on which you will receive your subsidies.
REQUEST ADVANCE ON YOUR AID
In addition to providing you a swift, agile response to manage your subsidies, you may apply for an advance to begin to enjoy them right now.
Do like George or Mary and enjoy the same comforts:
George has CAP grants directly deposited at Unicaja Banco. He will
receive €10,000 in grants from the European Union in December. However,
seeing as he has to cover the costs of purchasing raw materials and
servicing his machinery in February for the amount of €7,000, he goes to
his Unicaja Banco branch and requests an Agricultural Grant Advance on 1
February 2021 amounting to €9,000 at a term of 10 months, leaving
€2,000 in his account to cover any unforeseen expenses of his
agricultural activity. The front-end fee for taking out the loan will
amount to €270 and the amount of interest is €0. The total cost of the
loan will therefore be €270. At its maturity on 31 December 2021, George
will have to make a single payment of €9,000, which he will pay off
with the grants received.
Mary has CAP grants directly deposited at Unicaja Banco. She will receive €20,000 in grants from the European Union in June. However, seeing as she has to cover the costs of purchasing raw materials and servicing her machinery in February for the amount of €8,000, she goes to her Unicaja Banco branch and requests an Agricultural Grant Advance on 1 February 2021 amounting to €11,000 at a term of 16 months, leaving €3,000 in her account to cover any unforeseen expenses of her agricultural activity. The front-end fee for taking out the loan will amount to €330 and the amount of interest is €0. The total cost of the loan will therefore be €330. At its maturity on 30 June 2022, Mary will have to make a single payment of €11,000, which she will pay off with the grants received.
In order to be able to subscribe the Advance on European Union Subsidies, you can go to any of our branches at Unicaja Banco, where we will be pleased to see you.
If you prefer, you may also apply for the Advance on European Union Subsidies by filling in the subscription form and stating at which branch you prefer it to be processed. We shall shortly contact you.
Remember that, in the event of any doubt or query, you may call us on our customer care service: +34 952 07 62 24.
(1) Granting the financing operations is subject to study and the bank’s criteria. Up to 90% of the amount of your Agrarian Subsidiaries. These conditions are valid until 31/10/2021. Consult at your office. The loan requires prior approval by UNICAJA BANCO.
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