Credit Accounts
The account that allows you to use your associated credit* for frequent expenses or payments.
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Two types of accounts: current or payment
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Fixed or variable interest rate
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Early repayment
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Total availability
Code of Best Practices for the renegotiation framework for customers having guaranteed financing.
Unicaja Banco has endorsed to the Code of Best Practices for the renegotiation framework for customers having guaranteed financing envisaged in Royal Decree-Law 5/2021 of 12 March and approved by the Cabinet Resolution taken on 11 May 2021.
We finance your business projects
The account that allows you to use your associated credit* for frequent expenses or payments.
Two types of accounts: current or payment
Fixed or variable interest rate
Early repayment
Total availability
Advance* the collection of receipts, bills of exchange and other commercial instruments typical of your business activity.
Advance on collection
Fixed or variable interest rate
Online consultation
Collection management
A line of credit* to tackle your foreign trade operations, with personalised limits and conditions.
Financing for your operations
Quick and instant
Multi-Currency Option **
Flexibility
An administrative-financial service that manages your outstanding invoices and advances you the amount.
Manage your outstanding invoices
Advance on payment
Greater security and guarantee
More convenient
Plan your company's day-to-day needs by splitting your tax payments.
Liquidity for your business
Planning for your accounts
Up three months of financing
Avoid surcharges
(*) Concession subject to the bank's discretion.
(**) The line is opened in euros but you may operate in any quoted currency. If the customer contracts a transaction in another currency, he or she may incur an exchange risk. To mitigate this, you can contract a forward or purchase and sale of foreign currency.
According to legislation, this product is deemed a payment method where certain conditions are met (settlement for physical delivery used to pay for identifiable goods outside the trading centre by a non-financial company). The forward deals we close with customers are adapted to these conditions and are therefore not deemed derivative instruments.
Your branch, online. Consult and carry out all your banking operations without worrying about opening hours or queues.
Your Unicaja accounts and products always at hand. Anytime, anywhere.
There's always a Unicaja branch and/or ATM near you to carry out your transactions.
Can we help you?
Also at 952 076 263 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
Or through our social networks:
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