short-term financing

We finance your business projects

Credit Accounts

The account that allows you to use your associated credit* for frequent expenses or payments.

  • Two types of accounts: current or payment  

  • Fixed or variable interest rate  

  • Early repayment  

  • Total availability  

Commercial Discount

Advance* the collection of receipts, bills of exchange and other commercial instruments typical of your business activity.

  • Advance on collection  

  • Fixed or variable interest rate  

  • Online consultation  

  • Collection management  

Foreign Trade Facility

A line of credit* to tackle your foreign trade operations, with personalised limits and conditions.

  • Financing for your operations  

  • Quick and instant  

  • Multi-Currency Option **  

  • Flexibility  


An administrative-financial service that manages your outstanding invoices and advances you the amount.

  • Manage your outstanding invoices  

  • Advance on payment  

  • Greater security and guarantee  

  • More convenient  

Split Payment Loan*

Plan your company's day-to-day needs by splitting your tax payments.

  • Liquidity for your business  

  • Planning for your accounts  

  • Up three months of financing  

  • Avoid surcharges


Unicaja is also

Digital Banking

Your branch, online. Consult and carry out all your banking operations without worrying about opening hours or queues.

Mobile banking

Your Unicaja accounts and products always at hand. Anytime, anywhere.

ATM and branch network

There's always a Unicaja branch and/or ATM near you to carry out your transactions.

Can we help you?

Also at 952 076 263 or through the contact form.

Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

We also put other contact methods at your disposal: