Credit Accounts
The account that allows you to use your associated credit* for frequent expenses or payments.
- Two types of accounts: current or payment
- Fixed or variable interest rate
- Early repayment
- Total availability
short-term financing
we finance your BUSINESS projects
Commercial Discount
Advance* the collection of receipts, bills of exchange and other commercial instruments typical of your business activity.
- Advance on collection
- Fixed or variable interest rate
- Online consultation
- Collection management
Foreign Trade Facility
A line of credit* to tackle your foreign trade operations, with personalised limits and conditions.
- Financing for your operations
- Quick and instant
- Multi-Currency Option **
- Flexibility
Factoring*
An administrative-financial service that manages your outstanding invoices and advances you the amount.
- Manage your outstanding invoices
- Advance on payment
- Greater security and guarantee
- More convenient
Split Payment Loan*
Plan your company's day-to-day needs by splitting your tax payments.
Liquidity for your business
Planning for your accounts
Up three months of financing
Avoid surcharges
(*) Concession subject to the bank's discretion.
(**) The line is opened in euros but you may operate in any quoted currency. If the customer contracts a transaction in another currency, he or she may incur an exchange risk. To mitigate this, you can contract a forward or purchase and sale of foreign currency.
According to legislation, this product is deemed a payment method where certain conditions are met (settlement for physical delivery used to pay for identifiable goods outside the trading centre by a non-financial company). The forward deals we close with customers are adapted to these conditions and are therefore not deemed derivative instruments.
key moments
Count on us for any decision
It's time to take off
You started your company and things are going well. Now you only need to improve your management and get the right products and services to be more efficient.
Make your daily life easier
There are frequent tasks in your business that you can do easily anywhere and anytime on the Internet. Discover the potential of Digital Banking.
unicaja BANCO is also
Digital Banking
Your branch, online. Consult and carry out all your banking operations without worrying about opening hours or queues.
Mobile banking
Your Unicaja accounts and products always at hand. Anytime, anywhere.
ATM and branch network
There's always a Unicaja branch and/or ATM near you to carry out your transactions.
CAN WE HELP YOU?
Our telephone support lines are open
Mon-Sat from 8 am to 10 pm non-stop..