Short-term financing

We finance your business projects

Tax Financing

Cover your tax liabilities without diminishing your company's liquidity.

  • Improve cash flow

  • Make financial planning easier

  • Avoid surcharges or penalties for non-payment

Credit Accounts

The account that allows you to use your associated credit* for frequent expenses or payments.

  • Two types of accounts: current or payment  

  • Fixed or variable interest rate  

  • Early repayment  

  • Total availability  

Multiproduct Line

Unify your working capital financing* tools:

  • One line, multiple solutions.

  • Quick and easy paperwork.

  • Flexibility.

Foreign Trade Facility

A line of credit* to tackle your foreign trade operations, with personalised limits and conditions.

  • Financing for your operations  

  • Quick and instant  

  • Multi-Currency Option **  

  • Flexibility  

Split Payment Loan*

Plan your company's day-to-day needs by splitting your tax payments.

  • Liquidity for your business  

  • Planning for your accounts  

  • Up three months of financing  

  • Avoid surcharges

Advance on Debits

Manage your receivables under a single common system for the entire SEPA area. Suitable for individuals, companies and the self-employed.

  • Liquidity when you need it  

  • Fixed or variable interest rate  

  • SEPA format standard  

  • Control through Digital Banking

Commercial Discount

Advance* the collection of receipts, bills of exchange and other commercial instruments typical of your business activity.

  • Advance on collection  

  • Fixed or variable interest rate  

  • Online consultation  

  • Collection management  

Unicaja is also

Your branch, online. Consult and carry out all your banking operations without worrying about opening hours or queues.

Your Unicaja accounts and products always at hand. Anytime, anywhere.

There's always a Unicaja branch and/or ATM near you to carry out your transactions.

Can we help you?

You can also contact the Bank by calling at 952 60 67 67 or through the contact form.

The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).