Unify your company's insurance policies and split their payments
Split your payments
Avoid having to pay annual premiums and pay for the policies in 12 convenient monthly instalments.
Organise you company's costs better by knowing what you will have to pay each month.
Financing at no cost
AER of 0.00 %¹
Your company can finance insurance premiums² at no cost, interest-free and with no cost for making split instalment payments through the Company and Agro Uni Insurance Plan.
Unify premiums at a single place
Group together all your company's insurance policies (multi-risk, third-party liability, fire, health, legal defence policies…) at the same account. Its more convenient to do it all at the same institution.
You can group your insurance policies marketed by Unicaja together and pay for them through a single instalment at no extra cost with the Uni Insurance Plan by means of an interest-free credit (AER of 0.00%)¹.
You can thus avoid making large payments over the course of the year and have the peace of mind of knowing exactly what you have to pay each month.
Self-employed workers, SMEs and large companies wishing to group together the premiums of the insurance policies marketed by Unicaja they have taken out and thus avoid having to pay for all of them at the same time.
Any policies marketed by Unicaja through Unimediación's intermediation. Policies taken out from other insurance companies cannot be included in this plan, even if they are directly debited at Unicaja.
The types of insurance policies that can be unified are temporary annual renewable, multi-year or single-premium insurance policies taken out from Caser (insurance policies for companies and the self-employed, including Car and Fleet, Dental, Fire, Theft, Health, Shipping, Goods and Hull insurance policies, along with all Surety, Agricultural, Machinery Breakdown or Leasing, Surety Bond, Decennial Damage, Legal Defence, Store Multi-Risk, SME Multi-Risk, Pecuniary Loss, Third-Party Liability and Comprehensive Construction insurance policies and/or Unicorp Vida life-risk insurance).
Yes, you can. This plan allows you to group together and finance at any time as many new insurance policies as you have already taken out (provided they have been marketed by Unicaja and mediated through Unimediación).
No, there isn't. With Plan Uni Seguro Empresas y Agro, the first policy up to any number of insurance policies can be financed.
The Company and Agro Uni Insurance Plan allows for up to two policyholders.
The policyholders may be:
The Company and Agro Uni Insurance Plan's policyholder must be the holder of the account associated to the plan, in addition to having entered a mobile phone number and e-mail address.
The policies must be paid off in 12 months. The monthly instalments are charged to the account associated to the plan on the first day of each month.
You can do so at any Unicaja branch. Fill in the form you can find on this page to request further information.
This plan does not involve any kind of permanence commitment. The contract may be terminated at the request of either party (the customer or the Institution) with the notice period set forth in the contract. The Institution may terminate the contract if the causes for termination set forth in the credit's general terms and conditions come about.
(1) Credit solely meant self-employed workers and companies to pay for their insurance premiums. Terms and conditions valid until 31 January 2025. Nominal annual interest rate: 0.00%. AER of 0.00 %. Based on a typical example of a Uni Insurance Plan credit of €1,500.00 granted, the total amount of which has been drawn down as of the first day the contract is in force with a regular fixed monthly repayment method over twelve months, in which the customer would pay twelve monthly instalments of €125.00, the total amount owed being €1,500.00. The existence of further drawdowns from the Uni Insurance Plan credit in this period or payment incidents are not envisaged in this example.
(2) Temporary annual renewable, multi-year or single-premium insurance policies taken out from Caser (insurance policies for companies and the self-employed, including Car and Fleet, Dental, Fire, Theft, Health, Shipping, Goods and Hull insurance policies, along with all Surety, Agricultural, Machinery Breakdown or Leasing, Surety Bond, Decennial Damage, Legal Defence, Shop Multi-Risk, SME Multi-Risk, Pecuniary Loss, Third-Party Liability and Comprehensive Construction insurance policies and/or Unicorp Vida life-risk insurance) mediated through Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Unicaja Banco, S.A. network. Third-party liability insurance taken out according to prevailing legislation. You can query the insurance companies Unimediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.
The insurance policies' coverage is subject to the General and Specific Terms and Conditions of the policies taken out.
Products marketed at Unicaja Banco, S.A. branches with VAT Reg. No. A93139053 and registered office at Avenida de Andalucía 10-12, Malaga.
