Promoción domiciliación de cuota de autónomos
¿Quieres 450 €?
Por ser tú, llévate 450 €1 por domiciliar tu cuota de autónomo en Unicaja.
Promoción válida hasta 31/01/2026.
¿Qué requisitos tengo que cumplir?
- No haber tenido domiciliada la cuota de autónomo en los últimos 12 meses.
- Domiciliar tu cuota de autónomo igual o superior a 50 € mensuales.
Tarifa Plana TPV
Incrementa tus ventas con un TPV específico para tu negocio y aprovecha las ventajas de la Tarifa Plana TPV. La cuota varía según el tramo de facturación de 9 € a un máximo de 60 €. Contrátala desde tu oficina.
Financiación de Impuestos
Financia tus impuestos con el Préstamo Fracciona3 y dedica la liquidez de tu negocio para crecer.
Cuenta de Crédito TPV Comercio³
Financia tu circulante en base a la facturación de tu TPV poniendo en valor tu vinculación.
Línea Multiproducto
Con nuestra línea multiproducto podrás unificar todas tus soluciones: Operaciones de comercio exterior, confirming y préstamos fracciona para tu financiación3. Todo más ágil y sencillo de gestionar.
¿Y si además de llevarte 450€, dejas de pagar comisiones?
El plan para autónomos con el que puedes dejar de pagar comisiones por tus operaciones más habituales. Descubre las opciones del Plan Cero2 tengas un negocio, o seas agricultor.
Either of the two options (Option 1 / Option 2) must be fully fulfilled in order to be able to benefit from the Professional Zero Plan's fee exemption programme.
OPTION 1
Basic requirements (must be fulfilled simultaneously):
- Recurrent income* equivalent to or greater than €7,200 in the last 12 months with a monthly deposit in at least six of the twelve months.
- Spending with credit cards for an amount equal to or greater than €1,200 per year (or a minimum of 2 monthly transactions) or POS use equal to or greater than €600 per month (Consult the kind of transactions taken into account to calculate consumption in the Professional Zero Plan's terms).
Optional requirements (at least one of which must be fulfilled):
- Balances amounting to €6,000 or more in the Bank (of which you are the account holder in: Current accounts, Deposits, Investment Funds (including Discretionary Portfolio Management)), Pension Plans and Savings Insurance Policies subscribed through Unicaja or brokered by it of which the customer is the holder.
- Having taken out from the institution one or several insurance policies** (subscribed through Unicaja or brokered by it of which the customer is the holder) that are in force and the sum of said policies' paid premiums being equivalent to or greater than €100.
OPTION 2
Basic requirement:
- Balances having a total amount equivalent to or greater than €20,000 at the institution of which the customer is the holder: demand accounts, investment funds (including Discretionary Investment Portfolio Management), pension plans and savings insurance taken out through Unicaja or brokered by it.
Optional requirements (at least one of which must be fulfilled):
- Consumption on credit cards for an amount equivalent to or greater than €1,200 per year (consult the kind of transactions taken into account to calculate consumption in the Zero Plan's terms).
- Having taken out from the institution one or several insurance policies** (subscribed through Unicaja or brokered by it of which the customer is the holder) that are in force and the sum of said policies' paid premiums being equivalent to or greater than €100.
In order to be able to benefit from the Professional Zero Plan's fee exemption programme, either of the two options (Option 1 / Option 2) must be fully fulfilled.
OPTION 1
Basic requirements (must be fulfilled simultaneously):
- Annual revenue* of at least €7,200, with at least one deposit within this period.
- Spending with credit cards for an amount of at least €1,200 per year (or a minimum of 2 monthly transactions) or POS use of at least €600 per month (Consult the kind of transactions taken into account to calculate consumption in the Professional Zero Plan's terms).
Optional requirements (at least one of which must be fulfilled):
- Balances amounting to €6,000 or more in the Bank (of which you are the account holder in: Current accounts, Deposits, Investment Funds (including Discretionary Portfolio Management)), Pension Plans and Savings Insurance Policies subscribed through Unicaja or brokered by it of which the customer is the holder.
- Having taken out from the institution one or several insurance policies** (subscribed through Unicaja or brokered by it of which the customer is the holder) that are in force and the sum of said policies' paid premiums being equivalent to or greater than €100.
OPTION 2
Basic requirement:
- Balances having a total amount of at least €20,000 at the institution of which the customer is the holder: demand accounts, investment funds (including Discretionary Investment Portfolio Management), pension plans and savings insurance taken out through Unicaja or brokered by it.
Optional requirements (at least one of which must be fulfilled):
- Consumption on credit cards for an amount of at least €1,200 per year (consult the kind of transactions taken into account to calculate consumption in the Zero Plan's terms).
- Having taken out from the institution one or several insurance policies** (subscribed through Unicaja or brokered by it of which the customer is the holder) that are in force and the sum of said policies' paid premiums being equivalent to or greater than €100.
Trae tu cuenta a Unicaja fácilmente y sin esfuerzo
Nos encargamos de todo, desde tu cuota de autónomo hasta facturas de servicios básicos, impuestos, alquileres y seguros.
Disfruta del servicio de traslado de cuenta totalmente gratis y sin complicaciones.
Recibirás 450€ por la domiciliación de tu cuota de autónomo por un importe igual o superior a 50€.
Unicamente tener domiciliado la cuota de autónomo durante todo el periodo de permanencia.
Es de 24 meses.
Debes ser cliente nuevo en la Entidad, adherirte a la promoción, darte de alta en el Plan Cero de tu elección y cumplir las condiciones. Las comisiones que tendrás exentas son:
- Cuentas2: Comisión de mantenimiento ni administración.
- Tarjeta de crédito profesional o TPV: sin comisión de mantenimiento4.
- Transferencias online: todas las transferencias que necesites sin comisión de emisión5.
- Certificados más habituales sin comisión de emisión6.
- Negociación y compensación de cheques sin comisión7 por ingresar cheques en tus cuentas.
(1) Promoción válida hasta el 31/01/2026 para clientes y nuevos clientes que domicilien, una nómina o pensión por importe igual o superior a 600€ netos mensuales, o la cuota de autónomos por importe igual o superior a 50€ mensuales, no domiciliados en Unicaja en los 12 meses anteriores. Se abonará un incentivo neto de 283,50 € por domiciliar nómina o pensión entre 600 € y 1.199 €, o de 364,50 € netos si el importe es igual o superior a 1.200 €, o si se domicilia la cuota de autónomos igual o superior a 50 €. Para recibir el incentivo, es necesario además tener activado Bizum en la app de Unicaja (excepto para personas mayores de 75 años y autónomos) y firmar compromiso de permanencia de 24 meses. Dispone de un plazo de 3 meses desde la adhesión para cumplir condiciones. El incentivo está sujeto a tributación como rendimiento de capital mobiliario. Consulta bases completas y requisitos de la promoción aquí.
(2) AER of 0.00% without interest, calculated for an account having a constant balance of €6,000 over the course of a year at an APR of 0.00% if all the terms and conditions of the Professional Zero Plan are met; in other words, considering the account and credit card administration and maintenance fees are set at €0.00. Consult the Zero Plan's Terms here.
Typical examples without meeting the terms and conditions of the Professional Zero Plan and considering a maximum administration fee of €9 per quarter, an account maintenance fee of €30 per quarter and an annual credit card maintenance fee of €44:
AER of -3.301% calculated for an account having a constant balance of €6,000 over the course of a year at an APR of 0.00%. Without interest.
AER of -9.710% calculated for an account having a constant balance of €2,000 over the course of a year at an APR of 0.00%. Without interest.
Professional Zero Plan and the benefits it provides will have an indefinite duration. Unicaja reserves the right to cancel said Plan and its benefits or to amend its terms and conditions from time to time, due notice of which shall be given according to the governing legislation.
(*) "Recurrent income" is construed to mean any income received by the CUSTOMER in an account opened at Unicaja of which they are the main holder with a frequency of at least one monthly transaction in six of the twelve months through deposit transactions — except over-the-counter or ATM cash deposits and wire transfers made between accounts held by the same CUSTOMER —, wire transfers from other institutions and/or payment of cheques into the account.
(**) Insurance taken out through Unicaja Mediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the network of Unicaja Banco, S.A. Third-party liability insurance taken out according to prevailing legislation. You can query the insurance companies Unicaja Mediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.
(***) "Deposited annual income" is construed to mean any income received by the CUSTOMER in an account opened at Unicaja of which they are the main holder through deposit transactions — except over-the-counter or ATM cash deposits and wire transfers made between accounts held by the same CUSTOMER —, wire transfers from other institutions and/or payment of cheques into the account.
(3) Concesión sujeta a criterios de la entidad.
(4) The exemption applies to the associated credit card or POS terminal set forth in the application form or to the one which replaces it.
(5) Concesión sujeta a criterios de la entidad. Importe hasta el 50% de la facturación anual del comercio a través del TPV (máximo de 100.000 euros).Por emisión de transferencias ordinarias e inmediatas que realice el CLIENTE con cargo a cualquiera de sus cuentas/libretas, no urgentes, en euros, entre cuentas de pago de clientes ubicadas en la zona SEPA, siempre que se realicen a través de Banca (Web o APP Unicaja) o en toda la red propia de cajeros.
(6) Account movement, account balance and loan debt certificates.
(7) In euros, payable in the Spanish National Compensation System (SNCE).
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).