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Exactly what is Strong Customer Authentication (SCA) and how does it affect me?

Strong Customer Authentication (SCA) involves application of new security measures that will make card payments even more safe, as that will be the way we will identify you when you order payments over the counter or on the Internet..

 

Thus, when you make certain payments, we will ask you for 2 of the following 3 types of authentication factors or security identification elements:

  • Knowledge: something you know, such as a password.
  • Possession: something you possess, such as a single use password sent to your Smartphone or a payment card.
  • Inherent: something you "are", for example, biometric elements such as facial features or a fingerprint.

 

These new measures have been designed to provide you even more confidence and protection when paying.

 

When you shop online, we will no longer ask you to only input the card number and expiry date, but will also you for 2 of the 3 possible types of authentication factors mentioned above.

 

When you shop online, we will no longer ask you to only input the card number and expiry date, but will also you for 2 of the 3 possible types of authentication factors mentioned above. 

 

Some small changes will make your purchases safer. 

 

Return to frequent questions on PSD2 for individuals.

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