Defence
The Company Third-Party Liability Insurance protects the insured party against claims for third-party liability covered by the policy in civil or criminal cases.
Damage to third parties
Insure the damage caused to third parties while performing your activity.
Judicial coverage
The insured party's costs in administrative or legal proceedings are covered, provided they are included in the contract and within the policy's limits. Out-of-court legal assistance is also offered.
Compensation payments
The appropriate compensation is paid to injured parties or beneficiaries for events that take place during the ordinary performance of your activity.
Bond
Payment is ensured of any judicial bonds the insured party is required to pay to cover their third-party liability.
The Company Third-Party Liability Insurance protects the insured party against claims for third-party liability covered by the policy in civil or criminal cases.
On the basis of the type of risk, the Company Third-Party Liability Insurance includes additional types of coverage, such as employer third-party liability, delivered product third-party liability, third-party liability for work performed and for accidental and cross-contamination.
It protects against any damage the company might cause to third parties while performing its activity, including professional mistakes, negligence, defective products and damage caused by its employees.
Coverage of up to €3,000,000 per claim and up to €450,000 per victim may be automatically taken out in the Premium option. It also includes sub-limits for personal damage.
It is aimed at companies and the self-employed in sectors like the retail trade, the building trade, foodstuffs, sport, culture or agricultural and livestock activities, to name but a few.
Aside from operating third-party liability, it also includes legal protection, employer third-party liability, third-party liability for work performed, delivered product third-party liability and digital protection.
The Company Third-Party Liability Insurance covers claims for damage to third parties that occur after the completion of work, especially in sectors like the building trade, electrical installations or machinery maintenance. For instance, if a poorly affixed façade detaches itself months after building works or if an electrical installation causes a fire in a retail premises, the insurance can cover these situations.
In order to take out the Company Third-Party Liability Insurance, you just have to go to a Unicaja branch, where we will be delighted to help you out.
Another option is filling in the application form, indicating the branch where you would like it to be processed. We will then get in touch with you as soon as possible.
Have you got any questions? Call us at +34 952 07 62 24 and we will gladly assist you.
Insurance taken out with CASER, Compañía de Seguros y Reaseguros, S.A. through Unicaja Mediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers held by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Unicaja Banco, S.A. network. Third-party liability insurance taken out according to prevailing legislation. You can view the insurance companies Unicaja Mediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.
Product cover according to General and Special Policy conditions.
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).