(1) APR 0%. AER 0% if the Plan Cero Profesional's terms and conditions are met (Consult the Plan Cero Profesional's Terms here).
AER calculated for several account balance cases that do not fulfil the Plan Cero Profesional's terms and conditions and considering the account's relevant maintenance fee for each of the examples set out below, along with an annual credit card maintenance fee of €44:
APR 0%. AER: -2.713% for a case in which a balance of €6,000 is kept in the account for a year and the account maintenance fee amounts to €30 per quarter.
Under these same conditions: APR 0%. AER: -8.016% for a case in which a balance of €2,000 is kept in the account for a year.
In the cases described above, the AERs would vary depending on the balance in the account.
El Plan Cero Profesional and the benefits it provides will have an indefinite duration. Unicaja Banco reserves the right to cancel said Plan and its benefits or to amend its terms and conditions from time to time, due notice of which shall be given according to the governing legislation.
(2) The exemption applies to the associated credit card or POS terminal set forth in the application form or to the one which replaces it.
(3)
Por emisión de transferencias a través de Banca Digital (Web o App
Unicaja Banco) o cajero, en euros, entre cuentas de pago de clientes
ubicadas en la zona SEPA (Se excluyen las transferencias inmediatas y
las Órdenes de Movimientos de Fondos (OMF) -a través de Banco de
España-).
(4) In euros, payable in the Spanish National Compensation System (SNCE).
(*) Se considerarán ingresos
recurrentes aquéllos percibidos por el CLIENTE en cuenta abierta en
Unicaja Banco de la que sea primer titular, con una frecuencia mínima
de, al menos, una operación mensual en seis de los doce meses, a través
de operaciones de ingresos –excepto abonos en efectivo realizados por
ventanilla o cajero y transferencias realizadas entre cuentas
titularidad del mismo CLIENTE–, transferencias de otras entidades y/o
abono de cheques en cuenta.
(**) Insurance taken out through Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the network of Unicaja Banco, S.A. Third-party liability insurance taken out according to prevailing legislation. You can query the insurance companies Unimediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.
