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This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions, created by Royal Decree-Law 16/2011, of 14 October, whose coverage has a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the currency in question) per depositor and credit institution.

Risk score related to the account.

Professional Zero-Fee Plan (Self-Employed)

WITH US YOU ARE CHOOSING A RELATIONSHIP OF TRUST WITHOUT FEES

Are you a customer but still don't have your login details?

Account 

Your account linked with no administration or maintenance fees(1).

Card or POS

Your professional or company credit cards linked to the associated card contract that is designated or wireless mobile (GPRS, Bluetooth, Wi-Fi or Virtual) POS terminal without any maintenance fees(2).

Online transfers

Make all the transfers you need without paying a fee (3) .

Cheque negotiation and clearance

You won't pay any fees (4) for depositing cheques into your account.

plan_cero_autonomos_02 plan_cero_autonomos_02

THE BEST PLAN FOR YOUR BUSINESS

Carry out your most common services at no cost

There's a simple way to avoid any fees associated with your business's cash management. You must join Unicaja Banco, use your card or POS and meet the other conditions detailed in the requirements section. This will allow you to enroll in the Professional Zero-Fee Plan (Self-Employed) and you will be eligible to carry out your usual transactions at no cost.

Consult the terms of the Professional Zero-Fee Plan for selt-employed

CONSULT THE ZERO-FEE PLAN'S TERMS

Requirements

Either of the two options (Option 1 or Option 2) must be fully fulfilled in order to be able to benefit from the Professional Zero-Fee Plan's fee exemption programme.

 

OPTION 1

 

Basic requirements (must be fulfilled simultaneously):

  • Associated business* for an amount equivalent to or greater than €12,000 in the last 12 months.
  • Consumption on the credit cards associated to your business's account for an amount equivalent to or greater than €1,200 per year or POS terminal consumption for an amount equivalent to or greater than €600 per month (consult the kind of transactions taken into account to calculate consumption in the Professional Zero-Fee Plan's terms).

 

Optional requirements (at least one of which must be fulfilled):

  • Balances having a total amount equivalent to or greater than €6,000 in the institution's investment funds (including Discretionary Investment Portfolio Management) of which you are the holder.
  • Having taken out from the institution one or several insurance policies** that are in force and the sum of said policies' paid premiums being equivalent to or greater than €100.

 

OPTION 2

 

Basic requirement:

  • Balances having a total amount equivalent to or greater than €20,000 in the institution's investment funds (including Discretionary Investment Portfolio Management) of which you are the holder.

 

Optional requirements (at least one of which must be fulfilled):

  • Consumption on credit cards for an amount equivalent to or greater than €1,200 per year (consult the kind of transactions taken into account to calculate consumption in the Zero-Fee Plan's terms).
  • Having taken out from the institution one or several insurance policies** that are in force and the sum of said policies' paid premiums being equivalent to or greater than €200.

Contracting process

To enroll in the Professional Zero-Fee Plan (Self-Employed), go to any Unicaja Banco branch, where we will be delighted to help you.

 

If you prefer, you can also apply for the Professional Zero-Fee Plan (Self-Employed) by filling out the application form and indicating the branch where you'd like to process it. We will contact you shortly.

 

Remember that if you have any questions or queries, you can call our customer service team on+34 952 07 62 24.

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