This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions, created by Royal Decree-Law 16/2011, of 14 October, whose coverage has a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the currency in question) per depositor and credit institution.
Risk score related to the account.
Account
Your account linked with no administration or maintenance fees(1).
Card or POS
Your associated card or POS with GPRS, Bluetooth and WiFi technology, and no maintenance or issuance fees (2) .
Online transfers
Make all the transfers you need without paying a fee (3) .
Cheque deposits
You won't pay any fees (4) for depositing cheques into your account.
Carry out your most common services at no cost
There's a simple way to avoid any fees associated with your business's cash management. You must join Unicaja Banco, use your card or POS and meet the other conditions detailed in the requirements section. This will allow you to enroll in the Fee-Free Plan for the Self-Employed and you will be eligible to carry out your usual transactions at no cost.
Linking
Spending with Cards or POS
Balance or Insurance
To enroll in the Fee-Free Plan for the Self-Employed , go to any Unicaja Banco branch, where we will be delighted to help you.
If you prefer, you can also apply for the Fee-Free Plan for Self-Employed Individuals by filling out the application form and indicating the branch where you'd like to process it. We will contact you shortly.
Remember that if you have any questions or queries, you can call our customer service team on: +34 901 11 11 33 or +34 952 07 62 24.
(1) Conditions apply. See requirements.
AER: 0 % calculated if the requisites of Plan Zero are met (maintenance commission of € 0.00 per quarter).
AER: -1.00 % if the requisites of Plan Zero are not met (for a case of a constant average balance (1) per quarter of € 6,000 for a year, the maintenance commission of the account amounts to € 15.00 per quarter).
AER: -0.08 % if the requisites of Plan Zero are not met (for a case of constant average balance (1) per quarter of € 30,000 € for a year, the maintenance commission of the account amounts to € 6.00 per quarter).
(*) Average balance in Balances at Sight, Investment Funds, Pension Schemes, Saving Insurance, Private Banking and Securities Portfolio you hold.
(2) The exemption shall apply to the card or POS identified in the application form from the Promotional Campaign or substituting documentation.
(3) For non urgent transfer issue by Digital Banking, Unicaja Mobile or ATMs, in euros, between customer payment accounts located within the SEPA zone.
(4) In euros, payable in the Spanish National Compensation System (SNCE).
(**) Recurring income is understood as that made by a natural person with entrepreneurial or professional activity, in an account open at Unicaja that they are the first holder of, with a minimum frequency of at least one monthly operation in six of the twelve months, through deposit operations – except for cash payments made over the counter or into an ATM and transfers made between accounts held by the same CLIENT -, transfers from other banks and/or clearing cheques in the account.
(***) Insurance contracted with Unicorp Vida Cia. de Seguros y Reaseguros S.A.nbsp; or Caja España Vida Cia. de Seguros y Reaseguros S.A. Insurance contracted through Unimediación, S.L., associated bank and insurance operator registered in the Special Administrative Registry of Insurance Brokers, Reinsurance Brokers and their senior managers, held by the Directorate General for Insurance and Pension Funds (Registration No. OV-0010), acting through the Red de Distribución de Unicaja Banco, S.A. CL Insurance arranged in accordance with Law 26/2006 of 17 July. It has sufficient financial capacity in accordance with applicable laws. You can find the insurance companies that Unimediación S.L. has signed an agency contract with at www.unicajabanco.es/seguros.
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The easiest and safest form of payment for your company. Find the card that best suits your business needs.
See company cards
Provides you with the option of taking card payments in your establishment and mitigates the risks associated with handling large amounts of cash.
See Point of Sale
An administrative-financial service that manages your outstanding invoices and advances you the amount.
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