Visa Business Debit Card

Manage your business's purchases and payments with a card for day-to-day needs

Free for the first year (1)    

Your credit card will be exempt from any issuance or maintenance fees in the first year. No maintenance fee as from the second year according to terms and conditions.

Make free debit cash withdrawals from over 14,000 ATMs

You can make debit cash withdrawals free of charge from all of our network's ATMs (including Liberbank ATMs), as well as from ATMs belonging to other networks as from €120 depending on the province (3).

Free insurance with the card (2)    

Your Mastercard Business card comes with travel and accident insurance, free of charge.

Digital Bank

You can view all your movements on the Digital Banking service, allowing you to keep track of your company's purchases and payments.


Additional advantages of the Visa Business Debit Card

Use it on your business trips

Your card allows you operate at any shop in the world, provided they accept the Visa trademark. That's why it will be your ideal companion on all your business trips.

Contracting process Visa Business Debit Card

Sign up for the Visa Business Debit Card at  any Unicaja Banco branch, where we will be delighted to help you.


If you prefer, you can also apply for a Visa Business Debit Card by filling out an application form and indicating the branch where you'd like to process it. We will contact you shortly.


Remember that if you have any questions or queries, you can call our customer service team on: +34 900 15 19 48 o +34 952 07 62 24.

Conditions Visa Business Debit Card



Maintenance fee: €32.00 per year. Exempt from the payment of the maintenance fee if you spend more than €3,600 on purchases and/or mobile top-ups within an annual period (monthly average  of €300). Cancelled operations and returns do not count.

Fee for debit cash withdrawals made with cards from ATMs:


€0 fee for any withdrawals made with your Visa Business Debit Card from ATMs belonging to Unicaja Banco, S.A.


100% of what the owner of the ATM charges Unicaja for that withdrawal. In other words, for cash withdrawals with the Visa Business Debit Card made by the customer at the ATMs of other banks in Spain (not Unicaja), the Euro Area, Sweden and Romania, Unicaja will pass the amount that these banks charge on to the customer. Please note that at the time of making the withdrawal you should see information on the screen giving the amount that the bank owning the ATM will charge Unicaja for the withdrawal, and that we can pass on to you. In any case, you can query the areas in Spain where you can make free debit cash withdrawals equivalent to or exceeding €120. See where you can withdraw cash for free in Spain, here.


4.00% (minimum €3.50) of the amount withdrawn in other countries. We'll charge this fee for debit cash withdrawals from ATMs made with a Mastercard Business Credit Card outside the Euro Zone, Sweden or Romania.


Fee for transactions in currencies other than the euro: 3%This fee will be applied to the amount resulting from the equivalent in euro of all the transactions in foreign currencies (purchases and cash withdrawals) performed with the card in accordance with the exchange rate obtained by the Payment Systems on the date of the corresponding settlement.

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related products and services


Digital Banking

Access your Unicaja accounts and products from your computer. The perfect tool to help you manage your daily finances.


Mobile Banking

Instant access to your Unicaja accounts and products. Consult and start banking, wherever you are.