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Manage your business's purchases and payments with a card for day-to-day needs
Free for the first year (1)
Your credit card will be exempt from any issuance or maintenance fees in the first year. No maintenance fee as from the second year according to terms and conditions.
Make free debit cash withdrawals from over 16,000 ATMs
You can make debit cash withdrawals free of charge from all of our network's ATMs (including Liberbank ATMs), as well as from ATMs belonging to other networks as from €120 depending on the province (3).
You can view all your movements on the Digital Banking service, allowing you to keep track of your company's purchases and payments.
Use it on your business trips
Your card allows you operate at any shop in the world, provided they accept the Visa trademark. That's why it will be your ideal companion on all your business trips.
EURO 6000 Privileges
Thanks to the discount programme, you will be able to benefit from bonuses on hotel bookings, restaurant expenses, etc. Find out about the discounts at https://www.euro6000.com/landings/unicaja-banco.
Sign up for the Visa Business Debit Card at any Unicaja Banco branch, where we will be delighted to help you.
If you prefer, you can also apply for a Visa Business Debit Card by filling out an application form and indicating the branch where you'd like to process it. We will contact you shortly.
Maintenance fee: €32.00 per year. Exempt from the payment of the maintenance fee if you spend more than €3,600 on purchases and/or mobile top-ups within an annual period (monthly average of €300). Cancelled operations and returns do not count.
Fee for debit cash withdrawals made with cards from ATMs:
€0 fee for any withdrawals made with your Visa Business Debit Card from ATMs belonging to Unicaja Banco, S.A.
100% of what the owner of the ATM charges Unicaja Banco for that withdrawal. In other words, for cash withdrawals with the Visa Business Debit Card made by the customer at the ATMs of other banks in Spain (not Unicaja Banco), the Euro Area, Sweden and Romania, Unicaja Banco will pass the amount that these banks charge on to the customer. Please note that at the time of making the withdrawal you should see information on the screen giving the amount that the bank owning the ATM will charge Unicaja Banco for the withdrawal, and that we can pass on to you. In any case, you can query the areas in Spain where you can make free debit cash withdrawals equivalent to or exceeding €120. See where you can withdraw cash for free in Spain, here.
4.00% (minimum €3.50) of the amount withdrawn in other countries. We'll charge this fee for debit cash withdrawals from ATMs made with a Mastercard Business Credit Card outside the Euro Zone, Sweden or Romania.
Fee for transactions in currencies other than the euro: 3%This fee will be applied to the amount resulting from the equivalent in euro of all the transactions in foreign currencies (purchases and cash withdrawals) performed with the card in accordance with the exchange rate obtained by the Payment Systems on the date of the corresponding settlement.
(1) No maintenance fee as from the second year if you make purchases and/or mobile phone reloads exceeding €3,600 within the annual period (monthly average of €300). Cancelled transactions or reimbursements do not count. In all other cases, the maintenance fee amounts to €32 per year.
(2) Collective policy taken out with Compañía Aseguradora Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros, S.A. CASER through SEGURANDALUS MEDIACIÓN, CORREDURÍA DE SEGUROS, S.A. (Sociedad Unipersonal). VAT Reg. No.: A-48484232. DGS Code: J-01215. Third-party liability and necessary financial capacity insurance taken out pursuant to Royal Decree-Law 3/2020 on Insurance Policy Marketing. Free insurance applies to the holder of the Mastercard Credit Card and Visa Credit Card. Collective policy renewed by calendar years at the institution's discretion.
(3) From ATMs belonging to the EURO 6000 network(*), Banco Sabadell, Bankinter, Caja de Ingenieros, Arquia Banca and ATMs which formerly belonged to Bankia in the following provinces: La Coruña, Lugo, Orense, Pontevedra, Vizcaya, Guipúzcoa, Álava, Navarre, La Rioja, Burgos, Segovia, Guadalajara, Madrid, Zaragoza, Huesca, Teruel, Lleida, Barcelona, Girona, Tarragona, Castellón de la Plana, the Balearic Islands, Valencia, Alicante, Murcia, Granada, Córdoba, Badajoz, Santa Cruz de Tenerife, Las Palmas and from ATMs belonging to any network in the provinces of Huelva and Seville.
(*) EURO 6000 institutions include: Abanca, Bankoa, Ibercaja, Kutxabank, Cajasur, Evo Banco, Cecabank, Caja Ontinyent, Colonya Caixa Pollensa and Cardtronics.
Access your Unicaja Banco accounts and products from your computer. The perfect tool to help you manage your daily finances.
Instant access to your Unicaja Banco accounts and products. Consult and start banking, wherever you are.
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