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The summary risk indicator is a risk level guide of this product as compared to other products. It shows the probabilities of the product losing money due to the evolution of the markets or because it might not be possible to provide the service agreed.

 

CONSERVATIVE: The risk indicator assumes that you will keep the product for 2 years. The actual risk may vary considerably in the event of early redemption, so you might recover less money.

 

MODERATE: The risk indicator assumes that you will keep the product for 3 years. The actual risk may vary considerably in the event of early redemption, so you might recover less money.

DYNAMIC: The risk indicator assumes that you will keep the product for 6 years. The actual risk may vary considerably in the event of early redemption, so you might recover less money.

AGGRESSIVE: The risk indicator assumes that you will keep the product for 6 years. The actual risk may vary considerably in the event of early redemption, so you might recover less money. 

UNIVIDA SELECTION SAVINGS INSURANCE

CHOOSE YOUR WAY TO SAVE FROM €50 PER MONTH

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Attractive savings

Savings insurance (1) that allows you to accumulate capital comfortably and flexibly.

Flexibility

Choose the investment portfolio you prefer and change it according to your needs.

Unit-linked plan

Achieve higher returns by assuming the investment risk.

Total liquidity

You can reclaim all or part of your principal at any moment with no penalty fee.

Solicitar univida ahorro elección

A CONVENIENT AND FLEXIBLE WAY TO MAKE YOUR SAVINGS PROFITABLE

From €50 per month

With Univida Selection Savings Insurance you can save capital through periodic and/or extraordinary contributions from €50 per month. You can also make a single premium payment when taking out savings insurance.

No expiration date*

You choose the right time to redeem your savings according to your own interests, although we recommend a term length of at least 3 years.

Surrender

Capital will be redeemed at market value, withholding the relevant IRPF tax amount. In the event of death, beneficiaries will receive additional capital on top of that saved*.

Investment control*

You can choose between more or less risky investment portfolios and exchange them for another, whenever you want, depending on your needs and expected return and risk.

Unicorp Vida investment portfolios

Contractual process

To contract the Univida Selection Savings Insurance policy, you can go to  any of our Unicaja Banco branches, where we will be delighted to attend you.

 

If you prefer, you can also apply for Univida Selection Savings Insurance by filling out our application form and indicating at which branch you'd like to process it. We will contact you shortly.

 

Remember, if you have any questions or queries, you can call our  customer service team: +34 901 24 62 46 or +34 952 07 62 63.

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Leave your number and we will get in touch with you.

Call us on 952 076 263 or on 901 246 246

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