On crop farms
Insurance covers damages produced by hail, frost, fire, torrential rain, persistent rain, drought, hurricane wind and other climatic perils that affect both crop production and insured facilities.
Agricultural insurance
Protect your farm with a tailored insurance policy
Customised coverage
Take out the type of agricultural insurance that best suits your agricultural or livestock holding.
Tailored protection
Customise your insurance by choosing the level of protection you need.
Subsidised premiums
Since it is a subsidised insurance, you will benefit for a direct discount on your policy.
Adapted to your needs
Pay in two or four instalments with an additional subsidy of 1%.
On livestock farms
The insurance covers death or necessary sacrifices due to accident, illness, attack by other animals, etc. of the insured livestock. This includes the removal and disposal of corpses.
Agricultural Sectors
- Olive farm insurance. Covers damages in production and cultivation caused by the risks of hail, exceptional risks and other climatic perils out of the farmer's control (drought, frost or bad flowering). Coverage may vary depending on the contracted policy.
- Arable crop insurance. Covers crop production damages caused by hail, fire, exceptional risks, non-emergence and other climatic perils out of the farmer's control (drought or frost). Coverage may vary depending on the contracted policy.
- Vineyard insurance. Covers damages in production and cultivation caused by hail, frost, exceptional risks and other climatic perils not controllable by the farmer. Coverage may vary depending on the contracted policy.
- Insurance of covered vegetables. Covers damages to production and facilities caused by hail, frost, wind, virus, exceptional risks and other climatic perils not controllable by the farmer. Coverage may vary depending on the contracted policy.
- Livestock insurance. Covers death or necessary sacrifice caused by accident, illness, animal attacks, etc. This also includes the subsequent removal and disposal of corpses.
- Other crops.
You can insure the following activities:
- Agricultural crops (like fruit, vegetables or cereals).
- Livestock holdings (animals like cows, pigs or sheep).
- Woodlands.
- Aquaculture activities (fish and shellfish farming).
These kinds of productions are protected against risks like bad weather, accidents or diseases that affect animals.
Agricultural insurance protects against damage caused by natural phenomena which cannot be controlled, such as:
- Droughts
- Frost
- Heavy rain
- Strong winds
- Hail
- Flooding
- Fire
- Attacks by wild animals
- Livestock accidents and diseases
The Ministry publishes a regulation each year that explains what types of insurance there are, what they cover and how they can be taken out.
There are 45 types of agricultural insurance in Spain. They cover agricultural, livestock, forestry and aquaculture production. You can consult this information at a Unicaja branch.
If you are farmer, a livestock breeder, a fish farmer or a woodland owner, you can go to a Unicaja branch. They will inform you there about:
- What type of insurance you can take out
- What each insurance covers
- What time limit you have to take it out
Yes, there are. Agricultural insurance has funding grants from:
- ENESA (State Agricultural insurance Entity)
- The regional authorities
- The Ministry of Agriculture applies a direct grant which is discounted from the insurance premium at the time it is taken out.
- Regional authorities may offer additional grants.
You can ask at your Unicaja branch to find out how much you are entitled to depending on the type of insurance and your holding.
You can take out agricultural insurance by visiting any Unicaja branch, where your will receive personalised advice.
If so prefer, you can fill in the application form and choose the branch you want to process your insurance. We will then get in touch with you shortly to continue with the process.
For any query you may have, we are available at +34 952 07 62 64
Insurance taken out with CASER, Compañía de Seguros y Reaseguros, S.A. through Unicaja Mediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers held by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Unicaja Banco, S.A. network. Third-party liability insurance taken out according to prevailing legislation. You can view the insurance companies Unicaja Mediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.
The insurance's coverages as set forth in the General, Specific and Special Terms and Conditions of the policy.
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).