payments credit account

secure your company's payments with a credit account

Are you a customer but still don't have your login details?

Up to €100,000 (1) in credit

Use your account credit to pay payrolls, social insurance contributions and taxes for your business.


The contract is valid for one year, with the option to renew if you need it.

Variable interest rate

Interest is variable and applicable only to available amounts.

Early repayment

You can repay all or some of the loan in advance.

Abrir cuenta de crédito pagos


The ideal current account for your business

In addition to paying your payrolls, the Payments Credit Account allows you to use the credit to pay for social security contributions and taxes related to your business. You can also defer the debit of these amounts.

Immediate availability

You can use your account credit up to the agreed-upon maximum limit immediately. 

Contracting process

Sign up for the Payments Credit Account at  any Unicaja Banco branch, where we will be delighted to help you.


If you prefer, you can also apply for a Payments Credit Account by filling out an application form and indicating the branch where you'd like to process it. We will contact you shortly.


Remember that if you have any questions or queries, you can call our customer service team on+34 901 11 11 33 or +34 952 07 62 24.

related products and services


Digital Banking

Access your Unicaja Banco accounts and products from your computer. The perfect tool to manage your daily finances.


Mobile Banking

Instant access to your Unicaja Banco accounts and products. Consult and start banking, wherever you are.

Can we help you?

Leave your number and we will get in touch with you.

Call us on 952 076 263 or on 901 246 246

Other means of contacting us.

ATMs and Branches
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