(*) Concession subject to the bank's discretion.
(**) The line is opened in euros, through you may operate in any tradeable currency. Customers may run some exchange rate risks if they make a transaction in another currency. To mitigate them, they may enter into a forward contract or buy currencies in instalments.
According to legislation, this product is deemed a payment method where certain conditions are met (settlement for physical delivery used to pay for identifiable goods outside the trading centre by a non-financial company). The forward deals we close with customers are adapted to these conditions and are therefore not deemed derivative instruments.