(1) You are about to buy a complex product that may be difficult to understand.
Primas, máximo anual 8.000 € y conjunto 240.000 €. Se fija un mínimo de 5 años desde la primera prima satisfecha no consumida por rescates parciales para constituir la renta vitalicia. Tax exemption for income that has been disclosed. Taxation of immediate life annuities: income from movable capital and application of current percentages. If the collection of the economic rights derived from the life annuity is anticipated in full or in part, the tax exemption of the income generated is lost when the same is established.
(2) Insurance taken out with Unicorp Vida Cia. de Seguros y Reaseguros S.A. through Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Unicaja Banco, S.A. network. Third-party liability insurance taken out according to prevailing legislation. You can query the insurance companies Unimediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.
(*) The insurance company does not guarantee any interest rate or return. The assets' value is subject to the financial markets' fluctuations and beyond the insurance company's control.
(**) For partial surrender, the following requirements must be met: minimum amount of € 1,000, maximum amount of 70 % of the accumulated fund and the remaining accumulated fund cannot be less than € 3,000.
(***) 2 % of net contributions made by the first day of the month in which Unicorp Vida accredits the insured person's death, with limits established in the policy.