Green financing

The Efficient Home Loan helps you contribute to responsible consumption, care for the environment and reduce the planet's CO2 footprint.

Improve energy efficiency

Replace household appliances, improve lighting or install solar panels to reduce energy consumption.

Flexible terms

Choose the duration of your loan from three to eight years.

Up to €60,000

Finance from €6,000 to €60,000 to carry out renovations and/or purchase equipment to enhance energy savings.

What can you finance with your Efficient Home Loan?

Household appliances

Purchase household electrical appliances with A or B energy ratings.

Efficient lighting

Switch to LED lighting to reduce your consumption.

 

Heating and water

Install more efficient water and heating systems.

Home automation

Smart automation and presence detection systems to switch devices on and off.

Presence detection

Optimise your lighting consumption with the installation of presence detectors to turn lighting on and off.

Insulation

Improve your home's energy efficiency by insulating façades and replacing windows.

Solar panels

Generate your own energy and finance your solar panel installation.

Charging point

Install a charging point for your electric or plug-in hybrid vehicle.

Apply for your loan at any of our branches

Ask for an appointment and start saving on your energy bills now.

Request appointment

More products that may interest you

Oxygen Mortgage

Efficiency pays off with the Oxygen Mortgage. A mortgage that is committed to sustainability.

View Oxygen Mortgage

Home Insurance

Outstanding coverage which include a DIY service and remedial school classes, to mention but a few benefits.

View Home Insurance

Frequently asked questions about Préstamo Hogar Eficiente

Works, actions or equipment purchases that improve your home’s energy efficiency (for instance: installing solar panels, replacing windows, air conditioning works, purchasing A or B-rated appliances).

The Efficient Home Loan can only be taken out at our branches.

A financial analysis will be conducted and you will be asked to submit a quote or proforma invoice to carry out the renovations or purchase energy-efficient equipment.

Easy-to-read small print

Protection Home Insurance taken out with CASER, Compañía de Seguros y Reaseguros, S.A. through Unicaja Mediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers held by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Unicaja Banco, S.A. network. Third-party liability insurance taken out according to prevailing legislation. You can view the insurance companies Unicaja Mediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.

 

Insurance coverages as set forth in the General and Special Terms and Conditions of the policies.

 

Products marketed at branches of Unicaja Banco, S.A. with VAT Reg. No. A93139053 and registered office at Avenida de Andalucía 10-12, Malaga.

Can we help you?

 900 15 15 16

You can also contact the Bank by calling at 952 60 67 67 or through the contact form.

The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

You can also contact us by:

ATMs and offices
Help and contact

Customer Support