Protection Home Insurance

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Protection Home Insurance taken out with CASER, Compañía de Seguros y Reaseguros, S.A. through Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers held by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Unicaja Banco, S.A. network. Third-party liability insurance taken out according to prevailing legislation. You can view the insurance companies Unimediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.

Insurance coverages as set forth in the General and Special Terms and Conditions of the policies.

(1) Terms and conditions solely applicable to insurance policies taken out that include insured contents for main residences. Dogs belonging to any breeds catalogued as potentially dangerous require taking out a specific insurance policy or optional Protection Home Insurance coverage.

(2) If the cost of repairing the computer exceeds €300 (including VAT), the excess amount will be charged to the Insured Party.

(3) The three hours of service granted must be used within a maximum continuous period of one month within each year the policy is in force.

(4) One free check-up or cleaning service per year, consisting of:

• Checking the home, which includes: turning on appliances, lights and taps as well as checking out windows, doors, drains, ceilings and walls to rule out any possible damp. A report on the check-up's outcome is drafted.
• The cleaning service provides three hours of labour by a professional which includes: cleaning tiles, sanitary fittings, floors, windows and mirrors, kitchen and bathroom furniture (external surfaces), countertops, furniture (external surfaces) and appliances (external surfaces) without moving them, dusting lamps, interior doors, terraces (sweeping and mopping floors) and windows (internal surface). Cleaning products are included.
  

(5) If the home is illegally occupied, all legal costs of court proceedings are covered, including: lawyers, court representative, notary and loss adjusters designated by Caser, as well as costs. The limit for these expenses ranges between €3,000 and €9,000 per claim with a three-month grace period from the date the policy enters into force.