Home insurance

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(1) Bonus of 20% on the first year's net premium of Protection Home Insurance policies that are renewable on an annual basis, which will be paid into your account. Promotion valid for new Protection Home Insurance polices taken out to 31 December 2023 having a total annual premium of €250 and insuring the home's structure and contents. Terms and conditions apply if the policyholder is a natural or legal person that has included their e-mail and mobile telephone number in the insurance policy. The contract may come into effect up to 12 months after the signing date. Applicable for homes that have not been insured at Caser in the last 6 months. Maximum of one discount per policy and insured home. Payment into the customer's account as a "bonus for taking out insurance" will be made within twenty days following the informed effective data of subscription, provided the first bill has been paid (regardless of whether it is a quarterly, half-yearly or annual bill). The offer is limited to two policies for different homes per policyholder for post-dated subscriptions on the Digital Banking service. The bonus will be applied through a 20% discount on the net premium in the case of telephone subscriptions. In the case of subscriptions at branches, they must be free insurance policies or associated to mortgages taken out before six months have elapsed and financed through the Uni Insurance Plan*.

* Credit meant for consumers who are natural persons solely for the payment of their insurance premiums. To subscribe and maintain it, it is essential to finance at least two insurance policies, at least one of which has to be newly subscribed. Terms and conditions valid until 31 January 2024. Nominal annual interest rate: 0.00%. AER: 0.000%. Based on a typical example of a Uni Insurance Plan credit of €1,500.00 granted, the total amount of which has been drawn down as of the first day the contract is in force with a regular fixed monthly repayment method over twelve months, in which the customer would pay twelve monthly instalments of €125.00, the total amount owed being €1,500.00. The existence of further drawdowns from the Uni Insurance Plan credit in this period or payment incidents are not envisaged in this example.

(2) The three hours of service granted must be used within a maximum continuous period of one month within each year the policy is in force.  

Protection Home Insurance taken out with CASER Grupo Asegurador through Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers held by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Unicaja Banco, S.A. network. Third-party liability insurance taken out according to prevailing legislation. You can view the insurance companies Unimediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros. Insurance coverages as set forth in the General and Special Terms and Conditions of the policies.