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Take care of the place where you feel safe
Flexibility
Choose how much you want to insure and the payment method that suits you best.(1)
Comprehensive coverage
With one of the most comprehensive coverages on the market.(2)
Secure sign-up
Easily take out insurance if you reside in Spain and have legal capacity to do so.(3)
Flexibility
Choose the life insurance plan that best fits your situation and preferences.(3)
The Free-Life Insurance policy ensures you a benefit equal to double the amount of sum assured in the event that the loss has occurred due to an accident.
Includes additional coverage such as diagnosed breast cancer, myocardial infarction, prostate cancer or stroke.
Death (including suicide as of the first year)
Absolute Permanent Invalidity
Death due to accident (double capital)
Absolute Permanent Invalidity due to accident (double capital)
Optional. Breast Cancer Diagnosis (additional capital)
Optional. Prostate Cancer Diagnosis, STROKE or myocardial infarct (additional capital)
Balance in Cards issued by Unicaja (*)
Univida Renewable Annual Life Insurance
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Univida Renewable Annual 45
Yes
No
No
No
No
No
Yes
Univida Renewable Annual for non-residents
Yes
No
No
No
No
No
Yes
Take out Free-Life Insurance at any of our Unicaja Banco branches, where we will be happy to help you.
If you prefer, you can also apply for Free-Life Insurance by filling out the application form and indicating the branch where you'd like to process it. We will contact you shortly.
Remember that if you have any questions or queries, you can call our customer service team: +34 901 24 62 46 o +34 952 07 62 63.
You can also find Unicorp Vida's Rules on Customer Protection at your branch.
D.A. DEFENSOR, S.L. C/ Velaquez, 80 - 1º D. 28001 MADRID
Tel.: +34 913 10 40 43 Fax: +34 913 08 49 91 e-mail: reclamaciones@da-defensor.org
(1) The minimum monthly amount payable, obtained by division, may not be less than 10 euros, including taxes and surcharges.
(2) Product coverage according to General and Special Policy conditions.
(3) Free-Life Insurance contracted with Unicorp Vida Cia. de Seguros y Reaseguros S.A. Insurance contracted through Unimediación, S.L., associated bank and insurance operator registered in the Special Administrative Registry of Insurance Brokers, Reinsurance Brokers and their senior managers, held by the Directorate General for Insurance and Pension Funds (Registration No. OV-0010), acting through Red de Distribución de Unicaja Banco, S.A. CL Insurance arranged in accordance with Royal Decree-Law 3/2020 of 4 February. Has sufficient financial capacity in accordance with applicable laws. You can find the insurance companies that Unimediación S.L. has signed an agency contract with at www.unicajabanco.es/seguros.
(4) Credit for individual consumers, exclusively to pay insurance premiums. To subscribe and maintain these, it is indispensable to finance at least two insurance policies, at least one of which must be newly subscribed. Granting subject to the bank’s criteria. Conditions valid until 31st December 2020. Nominal interest rate: 0.00 %.AER: 0.000 %. Based on a representative example of a loan under Uni Insurance Plan granted with € 1,500.00, the full amount of which has been drawn from the first day the contract is in force, with a fixed monthly payment mode regular quota for 12 months, in which the customer would pay 11 monthly quotas of € 125.00 and a last quota of € 125.00, the total amount owed being € 1,500.00. This example does not consider the existence of new credit withdrawals under the Uni Insurance Plan, nor incidents in the payments.
(5) Quota calculated for a person who is 30 years old and with an insured capital of € 93,818.
(*) Outstanding balance at the date of death of the insured person on credit cards issued by Unicaja Banco to the insured person, with a combined maximum limit of € 601.01 for a sum assured below € 30,050.61 and € 1,502.53 for a sum assured equal to or greater than € 30,050.61.
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