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"Vida Libre" Life Insurance

Take care of your own by taking care of yourself

Apply for "Vida Libre" Life Insurance (1)
Are you a customer but still don't have your login details?

Pharmacogenetics service(2)

An included service which enables you to receive more personalised treatment through a DNA study.

Special coverage for men

For the most common diseases affecting men: prostate cancer, myocardial infarctions and cerebrovascular accidents.

Coverage designed for women

Additional coverage for one of the most common diseases among women: breast cancer.

And more additional coverage

Protects you both at home and outside it, offering you twice the insured sum in the event of accident.

handsome scientist in white coat touching dna interface in air isolated on white, artificial intelligence concept handsome scientist in white coat touching dna interface in air isolated on white, artificial intelligence concept

Pharmacogenetics: Taking care of you is in our DNA

New service included in your life insurance policy

What does "Vida Libre" Life Insurance cover?

Coberturas incluidas por tipo de póliza

Death (including suicide as of the first year)

Univida Renewable Annual Life Insurance

Yes

Univida Renewable Annual 45

Yes

Univida Renewable Annual for non-residents

Yes





Coberturas incluidas por tipo de póliza

Absolute Permanent Invalidity

Univida Renewable Annual Life Insurance

Yes

Univida Renewable Annual 45

No

Univida Renewable Annual for non-residents

No





Coberturas incluidas por tipo de póliza

Death due to accident (double capital)

Univida Renewable Annual Life Insurance

Yes

Univida Renewable Annual 45

No

Univida Renewable Annual for non-residents

No





Coberturas incluidas por tipo de póliza

Absolute Permanent Invalidity due to accident (double capital)

Univida Renewable Annual Life Insurance

Yes

Univida Renewable Annual 45

No

Univida Renewable Annual for non-residents

No





Coberturas incluidas por tipo de póliza

Optional. Breast Cancer Diagnosis (additional capital)

Univida Renewable Annual Life Insurance

Yes

Univida Renewable Annual 45

No

Univida Renewable Annual for non-residents

No





Coberturas incluidas por tipo de póliza

Optional. Prostate Cancer Diagnosis, STROKE or myocardial infarct (additional capital)

Univida Renewable Annual Life Insurance

Yes

Univida Renewable Annual 45

No

Univida Renewable Annual for non-residents

No





Coberturas incluidas por tipo de póliza

Balance in Cards issued by Unicaja (*)

Univida Renewable Annual Life Insurance

Yes

Univida Renewable Annual 45

Yes

Univida Renewable Annual for non-residents

Yes





Coberturas incluidas por tipo de póliza

Pharmacogenetics service

Univida Renewable Annual Life Insurance

Yes

Univida Renewable Annual 45

Yes

Univida Renewable Annual for non-residents

Yes





Special coverage in the life insurance policies(1) we market

Women's special coverage

"Vida Libre" Life Insurance offers an additional insured sum on an optional additional basis for women should they be diagnosed with breast cancer.

Men's special coverage

"Vida Libre" Life Insurance offers coverage on an optional additional basis for men should they be diagnosed with prostate cancer, myocardial infarctions and cerebrovascular accidents, the most common diseases among the male population.

Accident coverage

"Vida Libre" Life Insurance insures twice the insured sum in the event of death or absolute permanent invalidity resulting from an accident.

Features of "Vida Libre" Life Insurance

Aim of "Vida Libre" Life Insurance

To provide your family with emotional and financial peace of mind through the insurance policy's insured sum.

"Vida Libre" Life Insurance methods of payment

You can pay the premium annually, half-yearly, quarterly or monthly according to your needs as the insured party(3).

Insured sum

From a minimum insured sum of €20,000.

Duration of "Vida Libre" Life Insurance

"Vida Libre" Life Insurance lasts for a year and may be renewed tacitly each year.

Contracting process of "Vida Libre" Life Insurance

Take out "Vida Libre" Life Insurance at  any of our Unicaja Banco branches, where we will be happy to help you.

 

You can also apply for  "Vida Libre" Life Insurance by filling out the application form and indicating the branch where you'd like to process it. We will contact you shortly.

 

Remember that if you have any questions or queries, you can call our customer service team: +34 952 07 62 63.


You can also find Unicorp Vida's Rules on Customer Protection at your branch.

 

D.A. DEFENSOR, S.L. C/ Velaquez, 80 - 1º D. 28001 MADRID
Tel.: +34 913 10 40 43  Fax: +34 913 08 49 91  e-mail: reclamaciones@da-defensor.org

(1) "Vida Libre" Life Insurance taken out with Unicorp Vida Cía. de Seguros y Reaseguros, S.A., Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Intermediaries, Reinsurance Brokers and their Senior Executives kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the distribution network of Unicaja Banco, S.A. Third-party liability insurance taken out in accordance with Royal Decree-Law 3/2020 of 4 February. You can query the insurance companies Unimediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.

(2) New pharmacogenetics service totally free of charge (it is not a coverage included in the policy but rather an additional service). Provided by SOS ASSISTANCE. DNA study limited to the policy's insured party, provided a diagnosis has been made of any of the diseases included in said service (breast cancer, colorectal cancer, deep-vein thrombosis, pulmonary thromboembolism, myocardial infarction, cerebral infarction and epilepsy). It may be requested once the first ten days have elapsed from the date the policy is issued.

(3) The minimum premium instalment amount resulting from splitting up the premium may not be less than €10 per month, including taxes and surcharges.

(*) Outstanding balance of any credit cards issued by Unicaja Banco on the date of the insured party's death of which the insured party is the cardholder, with a joint maximum limit of €601.01 for insured sums of less than €30,050.61 and of €1,502.53 for insured sums equal to or exceeding €30,050.61.

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