Unicaja Friend Plan

(1)  Promotion valid for natural persons of legal age who are Unicaja customers, holders of at least one demand account at said institution and Digital Banking users. You must sign up for the promotion by signing the "Registration Document", which will be available until 31 January 2026, and share the code with your relatives or friends who are not Unicaja customers (for this purpose, any person who has been involved in any way with some kind of Unicaja product and/or service in the last 12 months will not be construed as a "New Customer"). In order to receive the benefit amounting to €50, the person thus invited must meet the following requirements: be a natural person of legal age, be a new customer of the institution, open an account and be the main account holder thereof, redeem the code provided by their host, and get a salary or pension equal to or greater than €600 directly deposited into the account or directly debit self-employed social security contributions equal to or greater than €50. As regards the HOST, both incentives are deemed for tax purposes as a capital gain not subject to a Personal Income Tax withholding or payment into account, without detriment to any possible tax benefits for making donations that the HOST may claim in the relevant tax return. The customer will be liable for fulfilling any obligations they are legally subject to and Unicaja will thus be held harmless from any such liability. For further information, you can consult the promotion's rules and requirements here. 

(2) Promotion valid until 31 January 2026 for customers and new customers who get a salary or pension of a net monthly amount equal to or greater than €600 paid directly into their account or directly debit self-employed social security contributions equal to or greater than €50, which have not been directly paid into or debited at Unicaja in the last 12 months. A net incentive of €162 will be paid for having a salary or pension amounting to between €600 and €1,199 paid directly into account, or of €364.50 if the salary or pension is equal to or greater than €1,200, or if self-employed social security contributions equal to or greater than €50 are directly debited. In order to receive the incentive, Bizum must also be enabled on the Unicaja app (except for people over 75 years of age and the self-employed) and a 24-month permanence commitment must be signed. You have a time limit of three months from joining to meet the conditions. The incentive is subject to taxation as income from moveable capital. Consult the promotion's complete rules and requirements here.