This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions, created by Royal Decree-Law 16/2011, of 14 October, whose coverage has a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the currency in question) per depositor and credit institution.
Risk score related to the account
Unicaja Friend Plan
Up to 1,000 euros for inviting your friends
The Unicaja Friend Plan¹ is the best way to recommend your bank to your friends because both you and they can gain from it.
Get your code
You just have to sign up for the promotion online or at your branch in order to get your Friend Plan code and share it with whoever and however you want: e-mail, social media, WhatsApp...
You decide what to do
When you sign up, you can decide if we deposit the money you get for each friend into your account or whether you prefer us to donate it on your behalf to an NGO.
Get up to €1,000
Each time a friend uses your code and meets the promotion's requirements, you will get your first €50. And so on up to at most €1,000.
How to become a host
- You must be a natural person of legal age.
- Be a Unicaja customer, have a demand account at our institution and be a Digital Banking user.
- Sign up for the Friend Plan.
- Share your code with friends and relatives who are not Unicaja customers when the promotion starts.
Requirements for your friends
- Be a natural person of legal age.
- Become a Unicaja customer.
- Use your code to join Unicaja.
- Get their salary or pension amounting to over €600 directly deposited into their account. Your friend will then be able to benefit from the advantages we offer for directly depositing their earnings2.
Donate the money to the NGO you prefer
Unicaja will pay 50 euros on behalf of the Host to the NGO chosen by them when they sign up for the promotion.
Frequently asked questions about Unicaja Friend Plan
It is a promotional initiative to attract new customers through a recommendation made by our own customers.
The promotion will last until June 30, 2026.
The first thing you must do is sign up for the promotion at a Unicaja branch or on your Digital Banking service. We will then provide you with a personal code via e-mail or at the branch, which you can share with your friends and relatives as many times as you want on social media, WhatsApp or the channel you prefer.
(1) Promotion valid for natural persons of legal age who are Unicaja customers, holders of at least one demand account at said institution and Digital Banking users. You must sign up for the promotion by signing the "Registration Document", which will be available until June 30, 2026, and share the code with your relatives or friends who are not Unicaja customers (for this purpose, any person who has been involved in any way with some kind of Unicaja product and/or service in the last 12 months will not be construed as a "New Customer"). In order to receive the benefit amounting to €50, the person thus invited must meet the following requirements: be a natural person of legal age, be a new customer of the institution, open an account and be the main account holder thereof, redeem the code provided by their host, and get a salary or pension equal to or greater than €600 directly deposited into the account or directly debit self-employed social security contributions equal to or greater than €50. As regards the HOST, both incentives are deemed for tax purposes as a capital gain not subject to a Personal Income Tax withholding or payment into account, without detriment to any possible tax benefits for making donations that the HOST may claim in the relevant tax return. The customer will be liable for fulfilling any obligations they are legally subject to and Unicaja will thus be held harmless from any such liability. For further information, you can consult the promotion's rules and requirements here.
(2) Promoción válida hasta el 30 de junio de 2026 para clientes y nuevos clientes que domicilien una nómina o pensión por importe igual o superior a 600 € netos mensuales, o la cuota de autónomos por importe igual o superior a 50 €, siempre que no hayan tenido domiciliación en Unicaja en los últimos doce meses. El incentivo puede consistir en un abono en efectivo de 283,50 € netos si la nómina o pensión está entre 600 € y 1.199 €, o de 364,50 € netos si el importe es igual o superior a 1.200 €, o si se domicilia la cuota de autónomos. Consulta las bases completas del incentivo aquí. También puede obtenerse un cupón de 449 € canjeable en la Store de Unicaja por el producto o productos que el cliente elija, si la nómina o pensión es igual o superior a 1.200 € o domicilia la cuota de autónomos. Consulta las bases completas de cupón Store aquí. Para cualquiera de las promociones es necesario firmar un compromiso de permanencia de 24 meses y cumplir las condiciones en un plazo máximo de tres meses desde la adhesión. Los incentivos se consideran rendimientos de capital mobiliario sujetos a tributación; en el caso del cupón, se trata de rendimientos en especie con ingreso a cuenta asumido por Unicaja.
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).