Unicaja Friend Plan

(1)  Promotion valid for natural persons of legal age who are Unicaja customers, holders of at least one demand account at said institution and Digital Banking users. You must sign up for the promotion by signing the "Registration Document", which will be available until February 28, 2026, and share the code with your relatives or friends who are not Unicaja customers (for this purpose, any person who has been involved in any way with some kind of Unicaja product and/or service in the last 12 months will not be construed as a "New Customer"). In order to receive the benefit amounting to €50, the person thus invited must meet the following requirements: be a natural person of legal age, be a new customer of the institution, open an account and be the main account holder thereof, redeem the code provided by their host, and get a salary or pension equal to or greater than €600 directly deposited into the account or directly debit self-employed social security contributions equal to or greater than €50. As regards the HOST, both incentives are deemed for tax purposes as a capital gain not subject to a Personal Income Tax withholding or payment into account, without detriment to any possible tax benefits for making donations that the HOST may claim in the relevant tax return. The customer will be liable for fulfilling any obligations they are legally subject to and Unicaja will thus be held harmless from any such liability. For further information, you can consult the promotion's rules and requirements here. 

(2) Promotion valid until the February 28, 2026 for customers and new customers who get a salary or pension of a net monthly amount equal to or greater than €600 paid directly into their account or directly debiting self-employed social security contributions equal to or greater than €50, provided they have not been directly paid or directly debited at Unicaja in the last 12 months. The incentive may consist of a net cash payment of €283.50 if the salary or pension amounts to between €600 and €1,199, or €364.50 if the salary or pension is equal to or greater than €1,200, or if self-employed social security contributions are directly debited (consult the complete rules here). You can also obtain a €429 voucher that is redeemable at the Unicaja Store for a Samsung Galaxy A56 256 GB mobile phone worth €429 if the salary or pension is equal to or greater €1,200 or if you directly debit self-employed social security contributions  (consult the complete A56 rules here), or alternatively a €550 voucher to redeem for a Samsung Galaxy S25 256 GB mobile phone worth €849 and pay the difference amounting to €299 (consult the complete S25 rules here). For any of the promotions, it is necessary to enable Bizum on the app (except people over the age of 75 and the self-employed), sign a 24-month permanence commitment and fulfil the terms and conditions within at most three months from signing up for the promotion. The incentives are deemed as income from moveable assets subject to taxation; and in the case of the vouchers, they are deemed as income in kind with Unicaja assuming the payment on account of tax withholdings.