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For individuals, companies and self-employed individuals
Manage your collections under a new common system(1) for the entire SEPA area.(2)
Two methods of collections in euro
Issue your collections through SEPA CORE or SEPA B2B, depending on the debtor type.
Within and outside of national borders
The collections and payments system is common for the entire Single Euro Payments Area.
Mandated collection system
Your collection becomes effective upon direct debit instruction from your debtors.
A euro collection system between individual or company bank accounts, valid throughout the SEPA area.
Up to 8 weeks at the request of the customer debtor for any reason.
Up to 13 months for unauthorised payments (by instruction of the customer).
A euro collection system between company and/or self-employed individuals (non-consumers) bank accounts, valid throughout the SEPA area. Unlike the CORE basic debit, it has a reduced return period.
To take out the SEPA Direct Debit, visit any of our Unicaja Banco branches, where we will be happy to help you.
If you prefer, you can also apply for the SEPA Direct Debit by filling out the application form and indicating at which branch you'd like to process it. We will contact you shortly.
Remember, if you have any questions or queries, you can call our customer service team on: +34 952 07 62 24.
(1) Granting subject to the bank's criteria
(2) The SEPA area comprises the 28 member states of the European Union, together with Iceland, Liechtenstein, Norway, San Marino, Switzerland and Monaco.
(*) Interbank business days according to the TARGET calendar.
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