The owner of this website is UNICAJA BANCO, S.A., hereinafter “Unicaja Banco”, with Tax Identification Number CIF A-93139053 and registered office in Malaga, Avda. de Andalucía números 10-12, registered in the Mercantile Registry of Malaga, in Volume 4952, Book 3859, Section 8, Sheet MA-111580, Folio 1. Unicaja Banco is a credit institution registered in the Bank of Spain's Special Registry under no. 2103 and subject to the supervision of the Bank of Spain. Contact.
We recommend that you carefully read the following general conditions described in this legal notice, as accessing and/or using this website attributes the condition of User and implies, from this access and/or use, the User's full acceptance, whether or not they are a customer of Unicaja Banco, of the general conditions described in this legal notice. Please read its contents carefully if you wish to access and/or make use of the information and services offered on this website.
Purpose of the website
www.unicajabanco.es is an Internet portal whose purpose is to:
- Provide information about:
- Unicaja Banco's products and services.
- The activity of Unicaja Banco and companies from the Unicaja Banco Group.
- Other financial information, news or information of any other nature that is considered to be of interest.
- Offer access to banking services through the Internet in a secure environment and by using login details provided by Unicaja Banco.
- Offer visitors the content and services of various kinds supplied by Unicaja Banco, companies from its group or other providers, as well as any information or content that may be added in the future.
Accessing and/or using Unicaja Banco's website implies the User's full acceptance, whether or not they are a Unicaja Banco customer, of the general conditions described in this legal notice.
The User is informed and accepts that, until all requirements established by Unicaja Banco in each case are met, the submission of an application or the request to contract any of the products or services included on the website does not imply the beginning of a commercial relationship with Unicaja Banco.
The User is informed that the content, products and services are not designed or directed at those who reside in jurisdictions where they are not authorised.
The User assumes responsibility for using this website, this being extended to the registration that must be completed as a necessary requirement when accessing and using certain content or services of this website,. As a consequence of this registration, the User is provided with a password for which they will be responsible, undertaking to make diligent and confidential use thereof.
The User of this website undertakes to supply accurate and true personal information in its registration forms.
The User undertakes to use the content and services that Unicaja Banco offers through this website appropriately, for example not to use them to (i) engage in activities that are illicit, illegal or go against good faith or public order; (ii) share assessments or comments that threaten the values and dignity of people, in accordance with the national and international standards of human rights protection; (iii) cause damage to the physical and logical systems of Unicaja Banco, its providers or third parties, introduce or share, over the Internet, computer viruses or any other physical or logical systems that are likely to cause the aforementioned damage; (iv) attempt to access and, where appropriate, use the accounts of other Users and modify or manipulate their messages.
Unicaja Banco reserves the right to remove any content, contributions and comments that violate the respect for a person's dignity, that are discriminatory, xenophobic, racist, pornographic, that threaten young people or children, public order or safety or that, in its opinion, are not suitable for publication, reserving the right to take the legal actions deemed appropriate to prevent this type of behaviour. In any case, Unicaja Banco shall not be responsible for the opinions expressed by Users through the forums, chats or other participation tools, responsibility being exclusively for those who make them.
It is completely prohibited, without the express authorisation of Unicaja Banco, to establish links and create hyperlinks or links to this website from the portals or websites of third parties, as well as present this website or the information contained therein using frames, distinctive signs, brands or corporate/trade names of another person, company or entity, without prejudice to that established in the section on intellectual and industrial copyright for the partial reproduction of blog content.
Intellectual and industrial copyright
Unicaja Banco, either as owner or licensee depending on the content in question, has intellectual copyright over the content (texts, documents, images and other components), graphic design and code of the website. Therefore, unless any legal provision expresses otherwise, its reproduction, distribution, public communication and transformation without the prior authorisation of Unicaja Banco is prohibited, giving rise to the liabilities that may occur as a result of violating intellectual copyright laws. However, the partial reproduction of content from the blog on this website shall be understood as authorised by Unicaja Banco if: a) prior notification is made for this purpose to email@example.com, specifying the content that is intended to be partially reproduced, and b) in the reproduction in question, the source of the reproduced text is duly cited.
Likewise, all tradenames, marks or distinctive signs of any kind contained on the website are protected by Law and duly registered in the name of their owner, giving rise to the liabilities that may occur as a result of violating intellectual copyright laws.
Privacy and data protection
For more information, see the Cookies Policy.
Exclusion of liabilities
Unicaja Banco accepts no liability that could derive from:
- The incorrect use of the content of its website, reserving the right to modify or delete it and temporarily or permanently limit or withdraw access thereto when deemed necessary, as well as any technical problems that the user may suffer during their connection with Unicaja Banco's website.
- The damages that may be caused by third parties through illegal interference or impersonation that are beyond Unicaja Banco's control.
- Security errors deriving from the use of computers that are infected by computer viruses or from using non-updated versions of browsers that could cause a malfunction, as well as from a misuse of the browser.
- Any possible misalignments that may arise temporarily between the conditions of the products and services offered by Unicaja Banco and those published on the website.
This website does not provide recommendations about investment, legal advice, tax advice, or any other type of advice. Therefore, any financial information on investment, news, or any other type cannot be considered a decisive element for decision making. This information is published for its general use, without taking into account specific or particular criteria or objectives.
Unicaja Banco does not guarantee that the information not prepared by it or that originates from another source is up-to-date, true, complete or accurate.
Unicaja Banco also informs you that the purpose of the links appearing on this page leading to other websites external to Unicaja Banco is solely to provide you with access to information, tools and services, and in no case does this imply any suggestion, invitation or recommendation about them. Therefore, in no case does Unicaja Banco guarantee the information, services or products that may exist on these websites, so it shall not be liable for any possible damages or losses that could derive from the contracting of services and products, the use or simple access of the cited information, nor for compliance by these third parties with the current legislation, especially that relating to personal data protection and electronic commerce.
Unicaja Banco is not obliged to control the use that third parties make of its website and, as a result, is not liable for the misuse that these third parties may make. This is the entire responsibility of those who breach the conditions contained in this legal notice. Specifically, Unicaja Banco is not liable for the content or statements that may be made on any forum or debate linked to this website, and it is prohibited for users to transfer any data that violates the property rights of third parties or whose content is illegal, defamatory or immoral. It reserves the right to prevent or prohibit access to any user who enters, on the website, content that goes against the legal regulations or is immoral, and also reserves the right to take the legal action it deems relevant to prevent this type of behaviour.
Right of exclusion
Unicaja Banco reserves the right to deny or withdraw access to this website and/or the services offered without the need to give prior notice, at its own initiative or due to a request from a third party, to those users who breach these General Conditions.
Validity and Modification of the information and conditions
The information and conditions contained on this website are valid from the date of their last update.
Unicaja Banco reserves the right to update, modify and/or delete, at any time and without the need to notify the user in advance, the information appearing on this website, and the conditions of its access and use, and is also authorised to prevent, limit or restrict access either temporarily or permanently.
Unicaja Banco may also modify, unilaterally and at any time, the Conditions determined herein, in which case the new Conditions will be duly published on this website, establishing their entry into force date as the date of their publication, and they will be applicable to all users of the website from that moment.
Links or hyperlinks
The links contained on our portals may direct users to the website content of third parties. The sole purpose of these links is to make it easier for you to search for resources that may be of interest to you through the Internet. However, these pages do not belong to Unicaja Banco, nor does it review their contents and, therefore, Unicaja Banco accepts no liability for the content, information or services that may appear on these sites, which shall be solely informative in nature and in no case imply any relationship between Unicaja Banco and the persons or entities who own this content, or the owners of the sites where they are located. Unicaja Banco cannot be held liable for the operation of the linked page or any possible damages that may derive from its access or use.
Without prejudice to that established in this respect in the "Prohibited uses" section of this Legal Notice, links to Unicaja Banco's website must respect the following conditions:
a. The establishment of the link shall not imply any type of agreement, contract, sponsorship or recommendation by Unicaja Banco in relation to the page that provides the link.
b. The website on which the hyperlink is established shall not contain information with content that is illegal, discriminatory, contrary to the commonly accepted ethical principles or that threatens public order, nor shall it contain content that contravenes any third party rights.
c. Unicaja Banco may ask for a link to its website to be removed, without the need to give any reason. In this case, the page containing the link must delete it immediately, as soon as it receives notification from Unicaja Banco.
d. Under no circumstance is it liable for nor guarantees the quality, accuracy, reliability, correction or morality of content or services that the establishment of the hyperlink may offer. The user accepts sole responsibility for the consequences, damages or actions that could derive from accessing the website from the hyperlink.
e. The website on which the hyperlink is established must not contain the brand, name, logo, slogan or other distinctive signs belonging to Unicaja Banco, except those signs that form part of the same hyperlink.
Unicaja Banco provides a secure environment for both transactions and queries made through UniVía, its Internet banking system, and all forms containing personal data. All this information is transmitted using data encryption through the 128-bit SSL encryption protocol, which guarantees the confidentiality of messages, preventing third parties from being able to see or capture the information that is exchanged.
For more information, see Security and access.
Any matter that may arise with regard to the conditions contained in this legal notice must be settled in the Courts and Tribunals of Spain and in accordance with Spanish legislation, expressly waiving any other legislation or jurisdiction that may apply.