Category "1" does not mean that the investment is risk-free. This data is indicative of the funds' risk but may, however, not be a reliable indication of their future risk profile. Furthermore, there is no guarantee that the categories thus indicated will remain unchanged and they may vary over time. The investment's value depends on the market value of the investment fund's assets and may lead to significant losses. Accepting a higher level of risk is necessary to have the chance of obtaining greater returns. Past performance is not indicative of future results.
In companies that prevent pollution, have implemented proper waste management, have non-discriminatory employment practices and take part in the development of deprived regions.
Funds which does not invest in companies that harm the environment, finance the arms trade or violate human dignity.
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Personal income tax only becomes due when your investment funds are redeemed.
Unifond Conservador FI
It seeks to make a positive contribution to society and minimise environmental impacts due to its low carbon footprint.View Fondo Unifond Conservador FI
Unifond Moderado FI
It implements a flexible allocation policy that includes fixed-income securities, variable-income securities and currencies in international markets.View Fondo Unifond Moderado FI
Unifond Dinámico FI
It invests in sustainable growth, such as financing clean technology solutions.View Fondo Unifond Dinámico FI
Liberbank Europa Opportunities FI¹
It applies a flexible strategy, principally in European variable-income securities.View Fondo Liberbank Europa Opportunities FI
Liberbank Global Macro FI¹
It promotes environmental aspects that may include efficient toxic emission and waste management.View Fondo Liberbank Global Macro FI
Liberbank Multi-Manager FI¹
It implements a flexible allocation policy in the international variable and fixed-income securities markets.View Fondo Liberbank Multi-Manager FI
Liberbank Megatendencias FI
It seeks to invest in companies and issuers that contribute to the sustainability aspects pursued by the fund.View Fondo Liberbank Megatendencias FI
Liberbank Bonos Global FI¹
It fosters environmental aspects that may include efficient toxic emission and waste management.View Fondo Liberbank Bonos Global FI
Liberbank Solidario FI
It promotes aspects like involvement in society and respect for and defence of human rights.View Fondo Liberbank Solidario FI
Liberbank Income FI¹
It promotes social aspects that may include effective sustainability outreach initiatives.View Fondo Liberbank Income FI
Unifond Gestión Prudente FI
It combines environmental, social and governance (ESG) aspects when selecting securities.View Fondo Unifond Gestión Prudente FI
Funds committed to natural resources, environmental opportunities, waste management or combatting climate change.
Ranging from promoting respect for human rights, gender equality, decent work and workers' development to fostering literacy policies.
Companies that behave in a responsible manner.
Socially responsible investment funds are funds which invest in companies and projects that take into account environmental, social and governance (ESG) criteria in their business operations and strategies, thus promoting a positive impact on society and the environment.
SRIFs work just like any other investment fund, but they apply an ESG approach when it comes to selecting their assets. These funds can invest in shares, bonds and assets, to mention but a few, provided they meet the ESG criteria set by the fund.
These are the different policies set by Unicaja Banco to offer you the most suitable protection within the framework of the new legislation on financial instrument markets, along with information on them.
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Easy-to-read small print
(*) The tax regime for investment funds is general. The tax benefits and/or advantages are applied to natural persons who reside in Spain.
Relevant information on socially responsible investment funds:
Investment funds managed by Unigest, S.G.I.I.C., S.A., which was duly registered at the Spanish National Securities Market Commission (CNMV) on 21 May 1992 with the No. 154. Depository: CECABANK, S.A. Investment fund.
(1) Feeder funds investing primarily in another fund that is a sub-fund of a Luxembourg-based SICAV (Société d'Investissement à Capital Variable or Open-Ended Investment Company), which are characterised by permanently investing at least 85.00% of their assets in a single Collective Investment Undertaking.