The investment's value depends on the market value of the investment fund's assets and may lead to significant losses. Accepting a higher level of risk is necessary to have the chance of obtaining positive returns. Past performance is not indicative of future results

- Potentially lower returns
Potentially higher returns +

Low risk
High risk

The investment fund's risk indicator

Category "1" does not mean that the investment is risk-free.

This information is indicative of the fund's risk level. Nonetheless, it might not be a reliable indication of its future risk profile. Furthermore, there is no guarantee that the category thus indicated will remain unchanged and it may vary over time.

Why is it in this category? This category is justified by high exposure (30%-75%) to variable-income securities, exposure to fixed-income securities without a predetermined rating or duration and potential exposure to foreign currency risks.

Socially Responsible Investment Fund

Investing is now good for the environment

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Responsible investment

In companies that prevent pollution, have implemented proper waste management, have non-discriminatory employment practices and take part in the development of deprived regions.

Exclusion criteria

A fund which does not invest in companies that harm the environment, finance the arms trade or violate human dignity.

Speed

Manage your investment funds more quickly using our Digital Banking service.

Tax benefits*

Pay taxes only when you redeem your investment fund.

Aside from looking for an investment fund that fits in with your expectations of returns, you can find a fund at Unicaja Banco that is committed to improving the environment and society, since we now have a socially responsible fund:

UNIFOND SUSTAINABLE MIXED VARIABLE-INCOME FUND

Find it by its name in the Investment Fund Search Engine.

Our socially responsible fund is based on the following pillars:

Environment

Funds committed to natural resources, environmental opportunities, waste management or combatting climate change.

Social Criteria

Ranging from promoting respect for human rights, gender equality, decent work and workers' development to fostering literacy policies.

Corporate Governance

Companies that behave in a responsible manner.

Go to Investment Fund Search Engine

Aside from using socially responsible investment criteria and seeking companies that combine environmental, social and good governance risk mitigation opportunities, assets having returns/risks in keeping with the fund's risk profile will be chosen.
Regardless of the socially responsible criteria, assets having a risk profile which is higher than that of the fund in the fund manager's judgement will not be chosen.
Socially responsible funds are subject to the same risk controls as the rest of the funds in the range.
n order to assess sustainable investments' environmental and social characteristics or impact and their sustainability risk, the information provided by analysts of socially responsible investment companies will be taken into account, discarding any assets having a significant negative environmental, social or sustainability impact.

MiFID Policies

The different policies set by Unicaja Banco to offer you the most suitable protection within the framework of the new legislation on financial instrument markets, along with information on them, can be found in this section.

Investment fund subscription process

Regardless of whether you are an individual or a company, you can subscribe an investment fund without moving from your computer.

Aside from being a user of the electronic banking service, you just need to have a fund account. If you are already a customer but do not have a Digital Banking username, you can register here.

What steps do you have to follow?

1. Press the "SUBSCRIBE INVESTMENT FUND" button on this page.

2. Tell us which funds interest you by using the Fund Search Engine, the recommended funds or query the fund catalogue directly.

That's all.

(*) The tax regime for investment funds is general. The tax benefits and/or advantages are applied to natural persons who reside in Spain.

Investment funds managed by Unigest, S.G.I.I.C., S.A., which was duly registered at the Spanish National Securities Market Commission (CNMV) on 21 May 1992 with the No. 154. Depository: CECABANK, S.A. Investment fund.

Consult prospectuses and documents containing essential information for investors at www.unicajabanco.es and www.cnmv.es.

Can we help you?

Call us on 900 151 948

Our customer service hours are Mon-Sat from 8 am to 10 pm

Other means of contacting us.

ATMs and Branches

Find your nearest ATM or Branch.

Fill in the form

Use our forms to request information.

RELATED PRODUCTS AND SERVICES

Digital Banking

Access your Unicaja Banco accounts and products by computer. The perfect tool to manage your day-to-day finances.

Digital Banking Advantages

Mobile Banking

Immediate access to your Unicaja Banco accounts and products. Consult and perform banking operations wherever you are.

Mobile Banking Advantages

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