Unifond Conservador FI
It seeks to make a positive contribution to society and minimise environmental impacts due to its low carbon footprint.
- Potentially lower returns
Potentially higher returns +
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- Low risk
- High risk
Category "1" does not mean that the investment is risk-free. This data is indicative of the funds' risk but may, however, not be a reliable indication of their future risk profile. Furthermore, there is no guarantee that the categories thus indicated will remain unchanged and they may vary over time. The investment's value depends on the market value of the investment fund's assets and may lead to significant losses. Accepting a higher level of risk is necessary to have the chance of obtaining greater returns. Past performance is not indicative of future results.
Socially Responsible Investment Funds
Investing is now good for the environment
Responsible investment
In companies that prevent pollution, have implemented proper waste management, have non-discriminatory employment practices and take part in the development of deprived regions.
Exclusion criteria
Funds which does not invest in companies that harm the environment, finance the arms trade or violate human dignity.
Speed
Manage your investment funds more quickly using our Digital Banking service.
Tax benefits*
Personal income tax only becomes due when your investment funds are redeemed.
Investing and social responsibility go hand in hand
Investing and social responsibility are two notions that go hand in hand at Unicaja thanks to its socially responsible funds.
Investment funds that are adapted to your investment preferences, but which are also committed to caring for the environment and people.
Unifond Moderado FI
It implements a flexible allocation policy that includes fixed-income securities, variable-income securities and currencies in international markets.
Unifond Dinámico FI
It invests in sustainable growth, such as financing clean technology solutions.
Unifond Decidido FI
Investment in companies and issuers whose management of ESG issues follows high standards of good practice.
Unifond Gestión Crecimiento FI
It promotes environmental and social characteristics by integrating exclusion criteria and aligning its investments with the UN Sustainable Development Goals (SDGs).
Unifond Megatendencias FI
It seeks to invest in companies and issuers that contribute to the sustainability aspects pursued by the fund.
Unifond Renta Fija Global FI
It fosters environmental aspects that may include efficient toxic emission and waste management.
Unifond Solidario FI
It promotes aspects like involvement in society and respect for and defence of human rights.
Unifond Gestión Prudente FI
It promotes aspects such as involvement with society and respect for and defense of human rights.
Unifond Mixto Renta Variable FI
It seeks to make a positive contribution to society and also minimise environmental impacts due to its low carbon footprint.
Unifond Ahorro FI
Investment in companies and issuers which contribute to the sustainability characteristics promoted by the fund through environmental, social and governance management.
Unifond Patrimonio FI
Investment in companies and issuers whose management of ESG issues meets very stringent good practice standards.
Unifond Renta Variable USA FI
Invests in companies and issuers which promote, among other matters, toxic emission reductions and workers' rights, along with good governance criteria.
Unifond Renta Fija a Corto Plazo FI
The fund's management incorporates ESG criteria in investment decision-making in order to promote environmental and/or social characteristics.
Unifond Renta Variable Europa Selección FI
It applies a flexible strategy, principally in European variable-income securities.
Environment
Funds committed to natural resources, environmental opportunities, waste management or combatting climate change.
Social Criteria
Ranging from promoting respect for human rights, gender equality, decent work and workers' development to fostering literacy policies.
Corporate Governance
Companies that behave in a responsible manner.
Socially responsible investment funds are funds which invest in companies and projects that take into account environmental, social and governance (ESG) criteria in their business operations and strategies, thus promoting a positive impact on society and the environment.
SRIFs work just like any other investment fund, but they apply an ESG approach when it comes to selecting their assets. These funds can invest in shares, bonds and assets, to mention but a few, provided they meet the ESG criteria set by the fund.
These are the different policies set by Unicaja to offer you the most suitable protection within the framework of the new legislation on financial instrument markets, along with information on them.
- Best Execution Policy.
- Asset Safeguarding Policy.
- Conflict of Interest Management Policy.
- Incentives Policy (abridged version).
- Incentives Policy (detailed information).
- Order Management Policy.
- Information on financial instruments and the investment risks associated to them, as well as on costs and expenses.
Yes, you do. If you do not have one, you can easily open one on your Digital Banking service in the Subscribe section.
Investment funds catalogue
We place our complete investment fund catalogue at your disposal, which is organised by categories, risk levels and geographic areas. We also provide you with all the information so you can be in control over your investments.
Easy-to-read small print
(*) The tax regime for investment funds is general. The tax benefits and/or advantages are applied to natural persons who reside in Spain.
Relevant information on socially responsible investment funds:
- Aside from using socially responsible investment criteria and seeking companies that combine environmental, social and good governance risk mitigation opportunities, assets having returns/risks in keeping with the fund's risk profile will be chosen.
- Regardless of the socially responsible criteria, assets having a risk profile which is higher than that of the fund in the fund manager's judgement will not be chosen.
- Socially responsible funds are subject to the same risk controls as the rest of the funds in the range.
- In order to assess sustainable investments' environmental and social characteristics or their impact and sustainability risk, the information provided by analysts of socially responsible investment companies will be taken into account, discarding any assets having a significant negative environmental, social or sustainability impact in the management company's judgement.
Investment funds managed by Unicaja Asset Management, S.G.I.I.C., S.A., which was duly registered at the Spanish National Securities Market Commission (CNMV) on 21 May 1992 with the No. 154. Depository: CECABANK, S.A. Investment fund.
Consult prospectuses and documents containing essential information for investors at www.unicajabanco.es and www.cnmv.es.
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