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Peace of mind
A savings insurance (1) that allows you to accumulate capital to guarantee a future life annuity.
Total liquidity
You can surrender all or part of your capital (2) at any moment with no penalty fee.
Tax benefits(3)
Return on your savings exempt from taxation.(3)
Guaranteed interest rate
Very competitive and reviewable by calendar quarter.
With the Uniahorro Systematic Savings insurance policy you can save flexibly with periodic and/or extraordinary contributions from €30 per month. At the end, you can convert the accumulated capital into a life annuity without having to pay tax on the returns.
In the event of death, the beneficiaries will receive additional capital in addition to the capital saved, consisting of 5% of this capital up to a maximum of €12,000.
To take out a policy for Uniahorro Systematic Savings Insurance, come to any of our Unicaja Banco branches, where we will be delighted to help you.
If you prefer, you can also apply for Uniahorro Systematic Savings Insurance filling out the application form and indicating at which branch you'd like to process it. We will contact you shortly.
Remember, if you have any questions or queries, you can call our customer service team: +34 952 07 62 63.
You can also find Unicorp Vida's Regulations on Customer Protection at your branch.
D.A. DEFENSOR, S.L. C/ Velaquez, 80 - 1º D. 28001 MADRID. Tel.: +34 913 10 40 43 Fax: +08 49 91 91. e-mail: reclamaciones@da-defensor.org
(1) Insurance contracted with Unicorp vida Cia. De Seguros y Reaseguros SA. Insurance contracted through Unimediación, S.L., associated bank and insurance operator registered in the Special Administrative Registry of Insurance Brokers, Reinsurance Brokers and their senior managers, held by the Directorate General for Insurance and Pension Funds (Registration No. OV-0010), acting through the Red de Distribución de Unicaja Banco Unicaja Banco, S.A. Concerted CR Insurance in accordance with Law 26/2006 of 17 July. It has financial capacity in accordance with the legislation in force. You can find the insurance companies with which Unimediación S.L. has signed an agency contract at here.
(2) Surrender in 30 calendar days from the effective date of the policy.
(3) Based on tax legislation in force. Future modifications of this tax legislation may change this feature.
(*) Minimum savings accumulation period is set at 5 years and can continue until the insured individual turns 80 years old. The maximum annual contribution allowed is €8,000, with a maximum total contribution of €240,000 over the entire accumulation period.
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