Step 1
Bring your salary or pension to Unicaja.
1
/
6
This number is indicative of the risk of the product, with 1/6 indicating low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, the equivalent in the relevant currency) per depositor and credit institution.
Risk score related to the Account
Direct salary and pension deposits promotion
Freer whenever you want: up to €4501 in 12 months
Just for getting your salary or pension paid directly into your account. No permanence requirement or penalty.
Promotion valid until January 31, 2027.
Step 2
Sign the registration document.
Step 3
Get up to €4501 in 12 months.
Always covered
When your salary is paid directly into your account, you can access an authorised overdraft facility for up to €500 when your balance reaches zero.
Anticipo nómina y pensión de 3 meses
You have up to three monthly payments of your salary paid directly into a Unicaja account to immediately finance any small project2.
Servicio de traslado de cuenta gratis
Nos encargamos de todo: nóminas, pensiones, facturas o impuestos para trasladar tu cuenta a Unicaja fácilmente y sin esfuerzo.
Financiación a tu medida
En Unicaja encontrarás productos de financiación para todas las necesidades y proyectos. Solo cuéntanos qué necesitas.
Requirement 1
Not having had a salary or pension paid directly into your account in the last 12 months.
Requirement 2
Get a salary or pension equal to or greater than a net monthly amount of €6001 paid directly into your account.
And what about your pension? You will also get up to €4501 for 12 months.
Get your pension paid directly into your account with us and get up to €4501 for 12 months to enjoy whenever and wherever you want. It's as easy as that.
Near you
Over 800 branches across Spain. Digital, but also close to you whenever you need it.
Security
Advanced security measures to protect your transactions.
24/7 service
24/7 customer service by phone, app, e-mail or chat. Always at your side.
Social commitment
We allocate part of our profits to social projects and community support.
You can do so until 31 January and, once you join, you have a three-month period to meet the direct deposit requirements.
You can do so at any of the institution's branches or on your Digital Banking service in the Draws and Promotions section.
If your salary or pension is equivalent to or greater than €1,200, the monthly cash incentive amounts to a gross amount of €37.50 and it will be worth a gross amount of €29.17 for salaries between €600 and €1,199.
Unicaja will check that the promotion's terms and conditions are met on a monthly basis on the 5th day of each month. When this has been verified, the cash incentive will be paid into the customer's account within 2 to 7 business days.
You will not receive the incentive that month. As soon as your salary or pension is paid in again, you will be credited the relevant amount in the next bonus period.
No, there is no permanence requirement or penalty.
(1) Promotion valid until 31 January 2027 for customers and new customers who get a salary or pension of a net monthly amount equal to or greater than €600 paid directly into their account or directly debit self-employed social security contributions equal to or greater than €50, provided it has not been directly paid in or debited at Unicaja in the last twelve months. A monthly payment of €23.63 net will be received if the salary or pension is between €600 and €1,199 or of €30.38 net if the amount is equal to or greater than €1,200, or if self-employed social security contributions equal to or greater than €50 are directly debited. The amount is conditional upon meeting the requirements in each period, is not cumulative or retroactive, and will be received for at most 12 months. No permanence requirement. View the terms and conditions of the incentive here. A registration document must be signed to take part in the promotion and its terms and conditions must be met within at most three months of joining it. The incentives are deemed as investment returns subject to taxation.
(2) Granting subject to the institution's criteria.
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).