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Higher credit limit (1)
Expand your purchasing power with a higher spending limit.
Accepted anywhere in the world
The Visa Gold Credit Card is recognised in millions of stores around the world.
AirRefund, a very useful service on your travels
Easier processing of financial compensation for unexpected events when travelling by air.
With the Visa Gold Card, our travel insurance provides you with a wide range of cover. And with AirRefund, you can claim financial compensation for delays, overbookings or the cancellation of your flight.
The Visa Gold Card is also transparent, as Unicaja Banco provides you with a detailed statement of all transactions carried out with the card.
To sign up for the Visa Gold Credit Card, go to any Unicaja Banco branch, where we will be delighted to help you.
If you prefer, you can also apply for the Visa Gold
Credit Card by filling out an application form and indicating the branch where you'd like to process it. We will contact you shortly.
Main card maintenance fee: €70.00 per year.
Additional card maintenance fee: €50.00 per year.
Fee for withdrawing money from your account through ATMS (debit):
Fee for using cash from your credit card:
Fee per transaction in a currency other than euros: 3%This fee will be applied to the amount resulting from the equivalent in euros of all the transactions in foreign currencies (purchases and cash withdrawals) performed with the card in accordance with the exchange rate obtained by the Payment Systems on the date of the corresponding settlement.
In deferred payment mode the transactions (purchases, cash withdrawals, etc.) performed using the card will be added up and you can repay a fixed amount of the credit drawn, which will be settled and paid on a monthly basis every 1st of the calendar month until the full payment of the total of the transactions performed in this payment has been made. The drawn balance will be charged an annual nominal interest rate of 22.20%. The AER varies depending on the amount of credit on the card. Here are some different examples of the AER:
In all cases, the amount of the monthly repayment cannot ever be less than €20, therefore the minimum installment to be paid will be €20, plus the interest and fees that have been generated in the period.
(1) Concession subject to the bank's discretion.
(2) Collective policy contracted with Compañía Aseguradora Caja de Seguros Reunidos. Compañía de Seguros y Reaseguros S.A. CASER. through SEGURANDALUS MEDIACIÓN, CORREDURÍA DE SEGUROS, S.A. (Sole Administrator). Tax ID (CIF) A-48484232. General Directorate of Insurance code J-01215. Liability Insurance arranged. It has sufficient financial capacity in accordance with Law 26/2006. Free insurance applicable to the holder of the Mastercard Credit and Visa Credit card. Collective policy with renewal for calendar years at the discretion of the institution.
A flexible credit card that allows you to defer the payment of your purchases in convenient installments, at your convenience.see Unidúo Mastercard Card
You may use Unicaja ATMs to perform the most usual operations without having to enter the branch.see ATMs service
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