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Higher credit limit (1)
Extend the power of your purchases with a superior expense limit.
The Visa Platinum Card is recognised in millions of stores worldwide.
Operate without commissions abroad with our Visa Platinum card
Without currency exchange commission on over the counter purchases abroad and without commission for withdrawing cash on debit abroad.
The perfect payment method for your travel
Link your Visa Platinum Card to any of the following mobile payment applications: Unipay, Apple Pay, Samsung Pay and Google Pay.
In the case of unforeseen flight incidents, you may obtain economic compensation.
COVERAGES of our Platinum Visa Card
The Platinum Visa Card has multiple coverages and services that offer unique advantages:
1. Travel assistance insurance(2) (up to € 12,000.00)
2. Accident insurance(2) (up to € 1,000,000.00)
BENEFITS of the Visa Platinum Card
Thanks to the Privileges programme, access direct discounts in stores with your Visa Platinum Card https://www.euro6000.com/unicaja-banco
In order to be able to subscribe "Visa Platinum Card", you may go to any of our Unicaja Banco branches where we will be pleased to attend you.
If you prefer, you may also apply for "Visa Platinum Card" by filling in the application form and stating which branch you prefer to process it at. We shall shortly contact you.
Main card maintenance commission: € 120.00 per annum.
Additional card maintenance commission: € 70.00 per annum.
Commission for withdrawing money from your account at ATMs (debit):
Commission for withdrawing cash on credit with your card:
Commission for operations in currencies other than the euro: 0 % This commission shall be applied to the amount arising from the exchange value in euros of all transactions in currency (over the counter purchases) using the card, according to the exchange rate obtained by the Payment Systems on the date when the relevant clearing takes place. For remote purchases and the rest of operations performed in currency, the commission will be 3 % per transaction.
In the instalment payment mode the operations (purchases, cash withdrawals, ...) performed with the card during the calendar month shall be accumulated, and a fixed amount of the credit drawn shall be returned, that shall be liquidated and paid on a monthly basis on the 1st of each calendar month until full payment of the amount of the operations performed under this payment mode. The balance drawn shall accrue interest at the annual Nominal Interest Rate (NIR) at 22.20 %. The AER varies according to the amount of credit on the card. Here are different examples of the AER:
Under no circumstance shall the amount of the monthly repayment be € 20. Thus, the minimum monthly instalment to be paid shall be € 20, plus the interest and commissions that have been generated during the period.
(1) Concession subject to the bank’s criteria.
(2) Collective policy subscribed with Compañía Aseguradora Caja de Seguros Reunidos. Compañía de Seguros y Reaseguros S.A. CASER, through SEGURANDALUS MEDIACIÓN, CORREDURÍA DE SEGUROS, S.A. (Sole Shareholder Company). T.I.N. A-48484232. DGS Code J-01215. Civil Liability insurance subscribed. It has the necessary financial capacity pursuant to Act 26/2006. Free insurance applicable to the holder of the Visa Platinum card. Collective policy with renewal by calendar years subject to the bank’s criteria.
The card for premium customers with a higher credit limit and more services for your travels.See Visa Gold Card
You may use Unicaja ATMs to perform the most usual operations without having to enter the branch.See ATM Service
For Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.