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We handle all the paperwork for you

At the most difficult times, your funeral insurance handles all the necessary paperwork so you and your family can focus on what really matters.

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Always at your side with just a call

Call and a specialised agent will be at your side, providing your loved ones with humane professional help.

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Without having to worry about expenses

Ensure your family's financial peace of mind through a funeral insurance that covers all death expenses.

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Backed by the trust provided by a leading company

Your peace of mind is guaranteed by Santalucía, a leading funeral insurance company having over 100 years of experience.


Find out about the ideal funeral insurance for you and your family

Find the perfect funeral insurance depending on your needs. Compare options and protect your loved ones with the peace of mind you deserve.

IPlus Family Funeral Insurance

Take out a family funeral insurance policy conceived for people under the age 75 that is flexible and without any surcharges.

  • Benefit from affordable rates depending on each insured party's age.

  • Convenient quarterly or half-yearly payments.

  • No surcharges for splitting payment.

Single-Premium Senior Assistance Funeral Insurance

Choose our funeral insurance policy and assistance for people aged over 65.

  • Ideal for people who have not taken out a funeral insurance policy in the past.

  • Customisable tailored types of coverage that suit your needs.

  • No worries: peace of mind and support for you and your family.

     


Tailored family protection, your loved ones will be cared for when you are no longer here


Just like you would like them to be

  • Place your trust in this insurance to care for your loved ones with a humane professional service especially tailored to you.
  • The insurance company's personal manager will handle all the paperwork with the funeral home, ensuring that your wishes are met.
  • Always available: immediate attention 24 hours a day, every day of the year.

Gain peace of mind: global coverage

  • Unlimited global coverage. Explore the world without any worries: our international coverage protects you anywhere in the world. Ideal for trips of up to 90 days.
  • Benefit from 24/7 assistance 365 days a year wherever you may be. Travel safely without any worries!

Comprehensive support for families at key moments

  • We handle all legal and bureaucratic formalities so you can focus on what really matters.
  • Includes specialised services: legal advice, psychological help, personalised emotional support and document management.

Save and get your money back: Reimbursement of unused insured sum

  • Take out our funeral insurance with the peace of mind of knowing that you will be able to request any unused amount of the insured sum once the service is completed. Any unused amount will be refunded to the policyholder or the insured party's heirs.



Take out your funeral insurance at Unicaja and protect your loved ones

Find out about the peace of mind provided by the funeral insurance marketed by Unicaja. Visit us at any of our branches and take out the family assistance policy that ensures support at the most difficult times. Request your prior appointment now!



Unicaja Funeral Insurance coverage

Unicaja Funeral Insurance coverage

Coverage

iPLUS FAMILY ASSISTANCE

SINGLE-PREMIUM SENIOR ASSISTANCE

Coverage in the event of death

Assistance in the event of death

Execution of a notarial will in Spain

Assistance to residents in Spain (optional)

Assistance to residents abroad (optional)

Coverage in the event of extraordinary burial expenses depending on the local authority (optional)

Subscription age limits

Minimum: No minimum age limit

Maximum: 75 years (actuarial age)

Minimum: 65 years (actuarial age)

Maximum: No maximum age limit


Frequently asked questions about Funeral Insurance

What is funeral insurance?

A funeral insurance is the ideal solution to protect your loved ones against the expenses and paperwork involved in a death. This insurance covers services like the burial, document management and bureaucratic paperwork, thereby relieving your family from any financial and administrative worries at such a difficult time.

Why can taking out funeral insurance when you are young be a wise decision?

Though most young people don't take it into consideration, a funeral insurance protects your loved ones from unexpected expenses in the event of a premature death, especially due to accidents, which are the most common cause of death in this age group (traffic accidents, occupational accidents…). Moreover, taking out this kind of insurance at a young age tends to be cheaper with more affordable prices and ensures comprehensive coverage for the future.

Does the price of funeral insurance increase with age?

The cost of your funeral insurance is gradually and progressively adjusted as you get older. This avoids any sharp premium increases when you reach old age. We will provide you with a clear, transparent and tailored estimate of how rates may vary in the future from the very moment it is taken out, thereby ensuring you are always prepared and can plan for the future without any worries.

Who will handle the arrangements and formalities arising from a death?

With this funeral insurance, a specialised manager will handle all the legal and administrative paperwork arising from a death without any undue complications. This ranges from the death certificate to the management of pensions or inheritances. We will sort everything out as quickly as possible so your loved ones are not beset by any additional worries and can focus on what really matters, being together at such a difficult time.

Is it worth taking out a funeral insurance?

Taking out funeral insurance is not only worthwhile it is also an investment in peace of mind. The policy protects you against circumstances that are very difficult to foresee and covers all aspects related to a death, including funeral services, transfers and legal paperwork, so you don't have to worry about an increase in costs in the future. You can therefore avoid unforeseen financial burdens and ensure your loved ones' financial well-being.

How much does a funeral insurance policy cost?

The price of a funeral insurance policy is adapted to your personal situation, such as your age, the types of coverage chosen and the payment method. You can take out a policy tailored to you that ensures your loved ones' peace of mind, ranging from basic services to the most comprehensive options. Choose a flexible plan that suits your financial situation and needs. You can split premium payments for greater convenience if you so wish.

How does one choose the best funeral insurance for oneself and one's family?

The key factor when it comes to taking out a funeral insurance policy is choosing the policy that best suits your personal and family needs in keeping with your lifestyle and pace of life. The insurance policies we market offer comprehensive coverage that guarantees payment of all expenses, ranging from the funeral service to domestic and international transfers, thereby ensuring your protection and total peace of mind regardless of wherever you may be.

What is the actuarial age in a funeral insurance?

Actuarial age in a funeral insurance is calculated based on the nearest birthday to the date the policy is taken out, regardless of whether it is before or after said date. This information is essential because insurers use it to determine the rate and assess the risk, thus directly affecting the premium you will pay.

 

For example, if you are 50 years old in December but you turn 51 in January, your actuarial age would be 51 years.

 

Knowing your actuarial age can help you choose the best time to take out your insurance and obtain savings!


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Can we help you?

Also at 952 076 263 or through the contact form.

Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

We also put other contact methods at your disposal: