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Let Factoring(1) handle your outstanding invoices.
Advance payment collection
Receive the amount of your outstanding invoices in advance with this service.
If you opt for Non-Recourse Factoring, you can count on a collection guarantee in case your customers become insolvent.
Better administration and classification of your customer portfolio.
With Factoring you transfer the collection rights of your assigned invoices to the specialised financial entity (1) in exchange for commercial, administrative and financial services, such as an advance on the collection of your sales on credit.
With Factoring you increase the liquidity on your balance sheet and provide your company with greater resources to finance the growth of your sales.
Non-Recourse Factoring protects you from the risk of defaults on any trade debts assigned by your debtors. The specialised entity(1) is liable in the event of insolvency and assumes the risk.
Factoring improves the administrative management of your customers account.
To apply for Factoring, you can go to any of our Unicaja Banco branches, where we will be delighted to help you.
If you prefer, you can also apply for Factoring by filling out an application form and indicating at which branch you'd like it to be processed. We will contact you shortly.
Remember that if you have any questions or queries, you can call our customer service team on: +34 952 07 62 24.
(1) Granting subject to Unicaja Banco's criteria. Service subscribed through EUROFACTOR HISPANIA S.A. (Single-Member Company), the holder of VAT Registration No. A-79430518 with registered office at Paseo de la Castellana 1, 2nd Floor B, Madrid.
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