This number indicates the product risk, where 1/6 is the lowest risk and 6/6 the highest risk.
Unicaja Banco, S.A. adheres to the Lending Institutions Deposit Guarantee Fund, created by Royal Decree Act 16/2011, of 14th October, the coverage of which has a maximum amount of 100,000 euros (or, in cases of deposits that are not denominated in euros, their equivalent in the currency concerned) per depositor and bank.
Risk indicator related to the account.
For each € 6 increase in net monthly balance (max. 20 points /month)
Double the points for balance increases in your birthday month (max. 40 points/month)
(*) These accounts haven't cash remuneration. Each € 6 increase in net monthly balance obtains 1 point (maximum 20 points) calculated at the end of each month. Maximum AER of 1.05 %. An example of remuneration for a monthly increase in balance of € 120 with a total € 1,440 within a term of 12 months, obtains a maximum of 240 points. The average cost of 1 point is € 0.063 (this includes VAT and Canary Sales Tax). If the account does not have monthly balance increases, the remuneration will be 0 % AER. Exchanging points for articles from the catalogue is subject to taxation and has the tax classification of yield on moveable assets in species, obtained by assignment of own capital to third parties, by virtue of Article 25.2 of the current Act 35/2006 on Personal Income Tax. Unicaja Banco shall perform the withholding and deposit to account of Personal Income Tax, by virtue of Article 74.2 of the Personal Income Tax Regulations, without the cost of that deposit being repercussed on the client. If the article chosen is no available, Unicaja Banco shall return the points exchanged. Consult the conditions at your branch.
(**) The 901 and 902 telephones have special rates that may vary according to the telephony operator. We advise you to consult your telephone company regarding the modes and rates in force for calls to these numbers.
Unicaja Banco, S.A. Avda. Andalucía 10-12, 29007. Registered at the Business Registry of Malaga, Volume 4,952, Book 3,859, Section 8, Sheet MA-111580, Folio 1, Inscription 1. T.I.N. A93139053.
To know more about these and other products and/or services, consult www.unicajabanco.es
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