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This number is indicative of the product risk, being 1/6 indicative of lower risk and 6/6 of higher risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the relevant currency) per depositor and per credit institution.
Risk score related to the account.
Merge
Subscribe a new insurance policy (1) to be able to group those you already have (1), in a Uni Insurance Plan (2), with a minimum of two.
Split
Join the premiums and split their total payment (2) at no cost in a total 12 months.
Exemption from maintenance commission
In the account where you have the insurance payment standing order(3).
A plan for the family
That allows the family's insurance premiums and up to two policyholders to be unified in a single Plan.
This is a commission exempt loan with a linked account.
Above a minimum of two insurance policies, it being necessary for one to be newly subscribed.
In order to be able to subscribe the Uni Insurance Plan, you may go to any of our Unicaja Banco branches where we will be pleased to attend you.
If you prefer, you may also apply for the Uni Insurance Plan by filling in the application form and stating which branch you prefer to process it at. We shall shortly contact you.
Remember that, in the event of any doubt or query, you may call our customer care service: +34 952 07 62 63.
(1) Temporary annual renewable, multi-year or single-premium insurance taken out with Unicorp Vida (accident or life risk insurance), Caser (accident, car, funeral, dental, pet, multi-risk home, payment protection or health insurance), Santa Lucía (funeral insurance), Unión Duero Vida (life risk insurance), CCM Vida (life risk insurance) and/or Liberbank Vida (life risk insurance) through Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Unicaja Banco, S.A. network. Third-party liability insurance taken out according to prevailing legislation. You can query the insurance companies Unimediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.
(2) Credit intended for natural person consumers, exclusively to pay their insurance premiums. The financing is indispensable to subscribe and maintain these, with at least two insurance policies. Granting at the bank’s discretion. Conditions valid until 31 January 2024. Annual nominal interest rate: 0.00 %. AER: 0.000 %. Based on a representative example of a loan in the Uni Insurance plan granting € 1,500.00, that is fully drawn from the first day the contract comes into force, with a mixed monthly payment mode of a regular instalment for 12 months, of which the client would pay 12 monthly instalments of € 125.00, the total amount owed being € 1,500.00. This example does not consider the existence of new drawdowns from the loan under the Uni Insurance Plan during that period, nor payment incidents.
(3) APR 0.00%. AER: 0.00% interest-free
Other means of contacting us.
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