- Potentially less performance Potentially more performance +
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • Low risk
  • High risk

This information is a guideline to the Pension Plan and it may vary over time. It is calculated on the basis of simulated data that, however, may not constitute a reliable indication of the future risk profile of the Plan. The information of the risk profile of each Plan is available on www.unicajabanco.es. The risk scale of the pension plans promoted ranges from 1 to 7.

Collecting the dues or exercising the redemption right is only possible in the case of any of the contingencies or exceptional cases of liquidation regulated in the regulations on Pension Plans and Funds arising. 

The value of the mobilisation rights, of dues and exceptional cases of liquidity, depends on the market value of the assets in the Pension Fund and these may cause relevant losses.

Financial solutions

Exclusive products and services to adapt to your needs.

Banca Personal

Saving and Investment

Investment funds

Discover how far your investment may go. We offer you an ample catalogue of investment funds¹. The investment's value depends on the market value of the investment fund's assets and may lead to significant losses. Accepting a higher level of risk is necessary to have the chance of obtaining positive returns. Past performance is not indicative of future results.

Pension Plans

Plan a calm retirement today. The pension plans² you are offered by our Personal Banking service are a perfect complement for your retirement. 

Univida Saving Investment

This is life insurance in the Unit Linked mode. A comfortable, flexible way to manage your investments³. Consult the options with your Personal Banking Manager. The taker bears the risks of the investments linked to their contract.

Life Annuity

Receive a constant periodic income³ throughout your life, without age limit. Consult the options with your Personal Banking Manager. The taker bears the risks of the investments linked to their contract. 


Personal Banking Mortgages

Being a Personal Banking client at Unicaja has its advantages, among them being able to enjoy financing solutions⁴ adapted to all your needs. Ask your Personal Banking Manager for the mortgage that suits you best.




Feeling protected provides us calm. Due to that, Unicaja considers it an absolute priority for you and your family to be ready for any unforeseen event⁵. 



Unicaja Broker

Stock Exchange and Securities. A customisable tool that offers you the information you need for your stock exchange investments.

Digital Banking

Make everyday life more comfortable with our Digital Banking system, accessible 24 hours a day, every day of the year.


Personal banking telephone service

We offer you customised service 24 hours a day, 365 days a year.