UniVía Deposit
A deposit that allows you to capitalise on savings in a convenient and safe way. You can contract one through Digital Banking.
- Sign up online
- Immediate access to your money without a penalty
- No automatic renewal
- From €6,000
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Este número es indicativo del riesgo del producto, siendo 1/6 indicativo de menor riesgo y 6/6 de mayor riesgo.
Unicaja Banco, S.A. está adherida al fondo de garantía de depósitos de entidades de crédito, creado por el real decreto-ley 16/2011, de 14 de octubre, cuya cobertura tiene un importe máximo de 100.000 € (o, en los casos de depósitos no nominados en euros, su equivalente en la divisa de que se trate) por depositante y entidad de crédito.
EL REEMBOLSO, RESCATE O LA DEVOLUCIÓN ANTICIPADA DE UNA PARTE O DE TODO EL PRINCIPAL INVERTIDO ESTÁN SUJETOS A COMISIONES O PENALIZACIONES.
Indicador de riesgo relativo a los depósitos y alerta relativa al Depósito Combinado y Depósito Combinado "Unit Linked".
En relación al Depósito Combinado: El horizonte temporal del fondo de inversión es superior al del depósito.
En relación al Depósito Combinado "Unit Linked"; El tomador del seguro de ahorro asume el riesgo de la inversión y la misma puede comportar pérdidas. Las cestas que componen el seguro de ahorro modalidad Unit Linked tienen su propio nivel de riesgo y puede ser superior al del depósito a plazo fijo.
A GOOD WAY TO MAXIMISE YOUR SAVINGS
A deposit that allows you to capitalise on savings in a convenient and safe way. You can contract one through Digital Banking.
Un depósito con una buena rentabilidad si suscribes previamente un fondo de inversión*.
Consigue una rentabilidad estable y segura con este depósito a plazo fijo.
(*) Investment Funds managed by Unigest, S.G.I.I.C., S.A. registered with the CNMV (Spanish National Securities and Exchange Commission) on 21/05/1992 under number 154. Depositary: CECABANK, S.A. See the prospectus and KIID (Key Investor Information Document) at www.unicajabanco.en y www.cnmv.en. The performance of the investment fund is independent of the return on the deposit and will depend on the evolution of the assets in which the capital has been invested. The timeline for the investment fund is longer than the one for the deposit.
(**) 0.55% A.E.R, for an amount of €6,000 at 24 months with interest paid on maturity if you meet the requirements. 0.35% A.E.R. for an amount of €6,000 at 13 months with interest paid on maturity if you meet the requirements. Offer valid until 31 January 2020. The requirements to be met are: 1. Having previously subscribed (maximum 60 days before opening the deposit) to an investment fund marketed by Unicaja Banco or having increased the balance of this by the percentage associated with the chosen combination and maintaining it until the maturity of the deposit. 2. Being the holder of a Unicaja demand account.
Two possible combinations:1) 100% of the total investment = 30% deposit + 70% Investment fund. Minimum total investment: €20,000 (deposit €6,000 and investment fund: €14,000). 2) 100% of the total investment = 50% deposit + 50% Investment fund. Minimum total investment: €12,000 (deposit €6,000 and investment fund: €6,000). Maximum amount of the investment: the limitation only applies to the deposit (€150,000). There is no maximum contribution to the investment fund. The value of the investment depends on the market value of the investment fund's assets and can experience significant losses. In the event of the total early cancellation of the deposit, a penalty of 0.01% will be charged and the interest rate to be applied in this case will be lower, without ever losing the capital invested in the deposit. Partial early withdrawal is not permitted.
(***) Choice Savings Insurance "Unit Linked" mode subscribed with Unicorp Vida Cia. de Seguros y Reaseguros S.A. Insurance subscribed through Unimediación, S.L. related Banking-Insurance Operator, registered on the Special Administrative Register of Insurance Mediators, Reinsurance Brokers and their top management, kept by the Directorate General of Insurance and Penson Funds (Inscription number OV-0010), acting through the Distribution Network of Unicaja Banco, S.A. Civil Liability Insurance subscribed pursuant to Act 26/2006 of 17th July. It has financial capacity pursuant to the legislation in force. You may consult the insurance companies with which Unimediación S.L. has subscribed an agency agreement at www.unicajabanco.es/seguros. You may consult the KID (Key Information Document) regarding the Unit Linked product: www.unicajabanco.es.
(****) 0.35 % A.E.R. for an amount of € 6,000 at 13 months, with an interest liquidation at maturity if it fulfils the requisites. Offer valid until 31 January 2020. The requisites to be fulfilled are: 1- Having previously subscribed (a maximum of 60 days prior to subscribing the fixed term deposit) a Choice Savings Insurance in "Unit Linked" mode, marked by Unicaja Banco or having increased its balance and maintaining it until the fixed term deposit has matured. 2- Being the holder of an account at sight open at Unicaja Banco. Combination: 100 % of the total investment = 50 % of fixed term deposit + 50 % Choice Savings Insurance, "Unit Linked" mode. Minimum total investment: € 12,000 (fixed term deposit of € 6,000 and Choice Savings Insurance "Unit Linked" mode € 6,000). Maximum amount of the investment: the limitation is only applicable to the fixed term deposit (€ 150,000) the maximum contribution not being limited to the Choice Savings Insurance in "Unit Linked" mode. The baskets that comprise the savings insurance in Unit Linked mode have their own level of risk and it may be higher than that of the fixed term deposit. In the event of full early cancellation of the fixed term deposit, a penalty of 0.01% is charged and the interest rate to be applied in this case shall be lower, without losing the capital invested in the fixed term deposit in any case. Partial early withdrawal is not allowed.
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Mon-Sat from 8 am to 10 pm non-stop..
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