Move around
Be yourself, feel free. Uni refunds you any fees2 of all the over-the-counter purchases you make in any currency.
Young Person's Debit Card
Uni Card
Your new free card¹ for your very best plans. You decide when and where to live UNI style.
Free¹
If you are under the age of 30, you don't pay any issuance or maintenance fees.
No commissions
We refund you the fees2 of all over-the-counter purchases you make in any currency.
With promos and discounts
Benefit from direct discounts on purchases with the EURO 6000 Plus Programme3.
Uso inmediato al contratar
Añádela a tu wallet y utilízala sin esperar a que llegue la tarjeta física.
New Customer Promo
Stand out with Uni and get €90 in plans and up to €120 in cash
Become a customer, enable Bizum and benefit from €90* in experiences and €120** in cash when you make purchases with Bizum.
Promotion
Hurry up! It is only for the first 10,000 new customers between the ages of 18 and 29 until 31 August 2026. Start enjoying the benefits!
Advantages of the Uni youth debit card
A card for living Uni style
Travel
With Uni, you'll travel with peace of mind. You will be able to withdraw cash from ATMs abroad up to three times a month without Unicaja charging you any fees4.
Enjoy
Uni is a style, a way of life, your way of life. That's why you don't have to pay any issuance or maintenance fees if you are under the age of 30.
Choose
Your style, plans and sport may be entitled to a discount. Adidas, Pandora, MediaMarkt, Hoteles.com and much, much more with the EURO 6000 Plus Programme3.
This is Uni
You choose the plan and your free youth debit card¹ goes with you
Features of the Unicaja youth debit card Unicaja
Digital, just like you
Activación digital inmediata
Puedes usar tu tarjeta de forma digital sin esperar a la de plástico: online, tiendas físicas (con wallet) y cajeros.
Bizum
Enable Bizum in your account and operate on your mobile phone easily and conveniently.
Total control
Turn your youth card on and off or request a new card on your mobile phone.
Clear accounts
Check all the movements you make with the card on you Digital Banking service or on the Unicaja app wherever and whenever you want.
Unicaja Basketball Card
For those who know that each game counts and fully experience it.
Sierra Nevada Card
To enjoy a unique skiing season.
Select your account
Make sure that your details are correct and select the account you want to be charged for payments made with your Young Mastercard Debit Card.
Tell us where to send it
Choose between receiving your new young debit card at home or in one of our branches of Unicaja.
Activación digital inmediata
Y mientras esperas a que llegue... Usa tu tarjeta digital desde el momento de la contratación: online, wallet, tiendas físicas y cajeros.
Sign with your mobile phone
Sign the contract with the security code that we send to your mobile phone. Remember to check the details of the contract before signing. You can receive your card within 3 business days!
The main fees of the Mastercard Youth Contactless Debit Card are as follows:
- Maintenance fee: €0 per year.
- Cash withdrawals at Unicaja Banco ATMs: €0.
- Cash withdrawals from ATMs belonging to other institutions in Spain, the Eurozone, Sweden and Romania: you will be charged what the institution owning the ATM charges Unicaja. This amount will be displayed on the ATM screen before making the transactions.
- You won't be charged for the first three cash withdrawals per month from ATMs in some parts of Spain.
- Cash withdrawals from ATMs outside Spain, the Eurozone, Sweden or Romania: 4.00% (minimum charge of €3.50).
- Transactions in currencies other than the euro: 3.95% of the transaction's amount according to the exchange rate obtained by the payment systems on the settlement date.
Existen dos opciones entre las que puedes elegir:
Si en el proceso de contratación has elegido la Activación Inmediata antes de recibir tu tarta física , podrás empezar a usar tu tarjeta inmediatamente después de la contratación, tanto en compras online como en compras presenciales y también retiradas de efectivo. Para ello, tendrás que enrolar la tarjeta en el wallet que prefieras (Apple Pay, Google Pay…). Una vez recibas la tarjeta física, para poder operar con ella, realiza al menos una operación que requiera tecleo de PIN en cajeros o comercios.
Por el contrario: si has elegido esperar a activar tu tarjeta física, una vez la recibas podrás activarla desde tu Banca Digital o realizando cualquier operación que requiera tecleo de PIN en cajeros o comercios. Recuerda, con esta opción, no podrás operar hasta tener la tarjeta física en tus manos.
Solo tienes que entrar en tu Banca Digital, elegir la tarjeta correspondiente y acceder a Ajustes de seguridad. Allí podrás activar o desactivar tanto las compras por internet como las que puedas realizar en el extranjero.
Take it with you anywhere in the world. In order to use your card abroad, you just need to enable this option on your Digital Banking service.
If you travel to a country that uses the same currency, you will not be charged any fees when you make purchases. If you travel to a country having another currency, we refund you the fees of all over-the-counter purchases you make in any currency.
The foreign currency exchange rate fee is 3.95% for each transaction. This fee will be charged solely for transactions made with a foreign currency other than the euro and will be calculated as the product resulting from applying said fee to the transaction's amount. The exchange rate to be applied will be the rate obtained by Visa or Mastercard on the date the transaction is settled. In the case of over-the-counter purchases, this fee will be included by adding it to the amount of the purchase and will subsequently be refunded to your account.
You can sign up for a Unicaja youth debit card between the ages of 18 and 29 years and 9 months.
Yes, you can! Depending on the mobile device you have, you will be able to link it to the Unicaja Banco App, Apple Pay, Google Pay or Samsung Pay to make payments conveniently. And that's not all! You will also be able to link your card to your wearables and conveniently make payments with your watch, ring, keychain, etc.
When he/she turns 18, you can go to your branch and apply for a card.
EURO 6000 Plus is a benefits programme that offers discounts on purchases through refund bonuses or direct instant discounts.
Log in to your Digital Banking service, enter the Draws and Promotions section and access the EURO 6000 Plus programme to find out about all its promotions.
Any online purchases paid with your Unicaja card that are made on the EURO 6000 Plus webpage, which can only be accessed on your Digital Banking service. Log in to your Digital Banking service, enter the Draws and Promotions section and access the EURO 6000 Plus programme to find out about all its promotions.
(*) Promo valid for the first 10,000 new customers aged between 18 and 29 years with Bizum until 31 August 2026. The in-kind incentive valued at €90 will be handed over to the customer over the course of three months at the amount of €30 per month. Incentive not refundable in cash. Gift voucher code valid until 31 January 2027 (redemption and use). Consult the promotion's rules heres and its plans at viviralouni.com.
(**) Promotion valid until 31 December 2026 for new Bizum users at Unicaja. They will be able to obtain a 5% refund on purchases made with Bizum from online merchants for six months up to a gross amount of €20 per month (€16.20 net) and up to a gross total amount of €120 (€97.20 net). Cancelled or returned purchases do not count. Consult the rules here.
(1) Only people aged under 30 may sign up for a Mastercard Youth Contactless Debit Card. Maintenance fee: €0 per year. Issuance fee: €0.
(2) The fee for foreign currency payments is included by increasing the amount of the purchase and subsequently, in the case of the over-the-counter purchases, the fee is refunded by crediting the customer's account.
(3) See all the discounts and conditions in effect at www.unicajabanco.es/en/euro6000-plus/
(4) The first three debit cash withdrawals per month from ATMs belonging to other institutions and abroad made with a card are exempt from any Unicaja fees. The institution owning the ATM abroad may, however, charge a fee. Find out where you can make free debit cash withdrawals from ATMs in Spain with a card here.
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).