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1 / 6

This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the relevant currency) per depositor and per credit institution.

UNIVÍA DEPOSIT

MAXIMISE YOUR SAVINGS conveniently over the Internet

Are you a customer but still don't have your login details?

Online sign-up

Open a UniVía Deposit account when and where you want through our Digital Banking platform.

Instant access to your money without penalty

Cancel you deposit before its maturity date without any penalty fees at any of our branches.

No automatic renewal

Choose between 1, 3 and 6 months for the return of your capital.

From €6,000

Receive your interest monthly or at your deposit's maturity date.

  • UP TO
    0,02
    % APR

YOUR FUNDS IN A SAFE PLACE AND AVAILABLE AT ANY TIME

Taxation

For both natural persons and legal entities, the interest generated by the UniVía Deposit has an IRPF (Personal Income Tax) withholding tax in accordance with current legislation*.

Contracting

You can sign up for the UniVía Deposit at any time through our Digital Banking or by calling the customer service number +34 901 24 62 46 / +34 952 07 62 63.

Yield (monthly or maturity settlement)

1 month

3 months

6 months

Nominal Interest Rate

0.01 %

0.02 %

0.02 %

AER

0.01 %

0.02 %

0.02 %

Representative Example

Amount: € 6000

 

Term: 6 months

 

AER: 0.02 %

 

NIR: 0.02 %

 

Gross interest: € 0.60

Contracting process

Whether you're an individual or a company, you'll be able to open a UniVía Deposit account in less time than it takes to read this. Without leaving your computer.

 

You just need an individual account with us or be authorised to use a company account, in addition to being an Digital Banking user. If you're already a customer, but do not have a Digital Banking user account, you can register here.

 

What steps should you take?

  • Click on the “OPEN A UNIVÍA DEPOSIT" button on this page. Read the information and terms of the contract (these can also be downloaded) and fill in the information we ask you to provide.
  • Sign the contract with your code card.
  • Choose how you would like to receive a copy of the contract: downloading it directly from your computer or receiving a copy by post.

That's all there is to it.  

PRODUCTS AND SERVICES ASSOCIATED WITH UNIVIA DEPOSIT

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Digital Banking

Access your Unicaja Banco accounts and products from your computer. The perfect tool to manage your daily finances.   

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Mobile Banking

Instant access to your Unicaja Banco accounts and products. Consult and start banking, wherever you are.   

Can we help you?

Leave your number and we will get in touch with you.

Call us on 952 076 263 or on 901 246 246

Other means of contacting us.

ATMs and Branches
Fill in the form

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For Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.