1 / 6

This number is indicative of the risk of the product, with 1/6 indicating low risk and 6/6 high risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, the equivalent in the relevant currency) per depositor and credit institution.

Risk score related to the account.


Buy that car you want, take the trip of your dreams ... You are young, take advantage of your youth.

Under 35
Jóvenes menores 35 años


Young Person's Account

If you're between 18 and 27 years old, this is the account for you. An account which allows you to think about the future, while living in the present.

Young Person's Mastercard Contactless Credit Card

All the benefits of a credit card* with all the privileges of Espacio Joven Uni. Only if you're between 18 and 27

Young Person's Contactless Debit Card

The debit card that allows you to bank easily on the Internet and in establishments, specially designed for those under 28 years old.

mortgages and loans

Young Person's Mortgage

If you are between 18 and 35 years old, this mortgage* is designed for you. Choose the home of your dreams.

Young Person's Loan

A personal loan* for you, if you are aged between 18 and 35, to finance your plans.

Financing for Studies

We make it easy for you to pay your studies' enrolment fee and advance you the amount of the grant you have been awarded*.

First Business Loan

A loan of up to €18,000* to start your business project

Youth Bank Guarantee

To obtain the house you want to rent, this may be the solution to guarantee the landlord payment.*


Digital Banking

Make everyday life more comfortable with our Digital Banking, accessible 24 hours a day, every day of the year.

UniPay Bizum

Settle up with your friends instantly. Use your phone to send and receive money with your contacts registered in the application.

Payroll Service

Direct deposit your paycheck at Unicaja Banco and benefit from all the advantages offered by this service.

Fee-Free Plan

Set up direct deposit for your salary and your day-to-day banking will be commission free.


You may use Unicaja Banco ATMs to perform your most frequent operations without having to enter the branch.


Secure mobile solutions



Our telephone support lines are open  

Mon-Sat from 8 am to 10 pm non-stop..

952 076 263

You will also find us

in our social networks

ATMs and Branches

Find your nearest ATM or Branch.

Fill in the form

Use our forms to request information.


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