1 / 6

This number is indicative of the risk of the product, with 1/6 indicating low risk and 6/6 high risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, the equivalent in the relevant currency) per depositor and credit institution.

Risk score related to the account.


Buy that car you want, take the trip of your dreams ... You are young, take advantage of your youth.

Under 35
Jóvenes menores 35 años


Young Person's Account

If you're between 18 and 27 years old, this is the account for you. An account which allows you to think about the future, while living in the present.

UniVía Account

Open your UniVía savings account and start enjoying all the benefits without having to set up a direct deposit/debit for your salary or bills.

Fee-Free Plan

Set up direct deposit for your salary and your day-to-day banking will be commission free.

Young Person's Mastercard Contactless Credit Card

All the benefits of a credit card* with all the privileges of Espacio Joven Uni. Only if you're between 18 and 27

mortgages and loans

Young Person's Mortgage

If you are between 18 and 35 years old, this mortgage* is designed for you. Choose the home of your dreams.

Young Person's Loan

A personal loan* for you, if you are aged between 18 and 35, to finance your plans.

Master's Loan

A loan for your postgraduate education of up to €18,000*, with variable interest and up to 5 years to repay it.

First Business Loan

A loan of up to €18,000* to start your business project


UniVía Online Banking

Make everyday life more comfortable with our UniVía online banking system, accessible 24 hours a day, every day of the year.

UniPay Bizum

Settle up with your friends instantly. Use your phone to send and receive money with your contacts registered in the application.

Payroll Service

Direct deposit your paycheck at Unicaja Banco and benefit from all the advantages offered by this service.


Secure mobile solutions



Our telephone support lines are open  

Mon-Sat from 8 am to 10 pm non-stop..

901 246 246

You can also call us  

on 952 076 263

ATMs and Branches

Find your nearest ATM or Branch.

Fill in the form

Use our forms to request information.

901- and 902- service lines have special rates that may vary according to the telephone company. We recommend checking your telephone company for current calling rates for these numbers.

Unicaja Banco S.A., the website owner, uses its own and third-party cookies in order to: measure the volume of visitors its website and interactions with its users, create behavior profiles of these users and personalise information the user sees on the website. The user can accept or reject all cookies by clicking the "Change settings" link.