Back

Pension Advance Loan

Apply for an extra monthly payment with the Pension Advance Loan

Apply for an advance of up to €1,800

Loan* of a monthly payment of your pension up to a maximum of €1,800, provided you have your pension deposited directly into your account**.

Up to three months to repay your loan

You have three months to repay your loan in convenient monthly repayments without any partial or full redemption fees.

Give yourself a treat or cover unforeseen circumstances

If an unforeseen circumstance arises or you simply want to give yourself a treat, you can apply for this loan up to three times a year.

Attractive interest rate

The Pension Advance Loan has a nominal annual percentage rate of 0.00% and an AER from 9.504% to 12.863% according to the typical examples(1)View examples

 

 

Request a prior appointment at your branch

If you need further information about the Pension Advance Loan, you can request a prior appointment at the nearest open branch.

Request prior appointment

Frequently asked questions about Pension Advance Loans

Who can apply for a Pension Advance Loan?

The Pension Advance Loan is a loan having a personnel guarantee aimed at customers over 60 years of age who have a pension (contributory pension paid by the Social Security system) deposited directly into Unicaja Banco.

What requirements must I meet to apply for a Pension Advance Loan?

You must have had at least six monthly pension payments deposited directly.

How many advances can I apply for each year?

A maximum of three advances can be made a year, provided the previous advance has been properly redeemed.

What can I use my Pension Advance Loan for?

This is a personal loan aimed at covering personal needs.

Can we help you?

Leave your number and we will get in touch with you.

Other means of contacting us.

ATMs and Branches
Fill in the form

For Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.