Pension Advance Loan

Apply for an extra monthly payment with the Pension Advance Loan

Apply for an advance of up to €1,800

Loan* of a monthly payment of your pension up to a maximum of €1,800, provided you have your pension deposited directly into your account**.

Up to three months to repay your loan

You have three months to repay your loan in convenient monthly repayments without any partial or full redemption fees.

Give yourself a treat or cover unforeseen circumstances

If an unforeseen circumstance arises or you simply want to give yourself a treat, you can apply for this loan up to three times a year.

Attractive interest rate

The Pension Advance Loan has a nominal annual percentage rate of 0.00% and an AER from 9.504% to 12.863% according to the typical examples(1)View examples



Request a prior appointment at your branch

If you need further information about the Pension Advance Loan, you can request a prior appointment at the nearest open branch.

Frequently asked questions about Pension Advance Loans

Who can apply for a Pension Advance Loan?

The Pension Advance Loan is a loan having a personnel guarantee aimed at customers over 60 years of age who have a pension (contributory pension paid by the Social Security system) deposited directly into Unicaja Banco.

What requirements must I meet to apply for a Pension Advance Loan?

You must have had at least six monthly pension payments deposited directly.

How many advances can I apply for each year?

A maximum of three advances can be made a year, provided the previous advance has been properly redeemed.

What can I use my Pension Advance Loan for?

This is a personal loan aimed at covering personal needs.

Can we help you?

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