EIB Financing Facility


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Up to 100% of the investment

Financing(1) of investment projects and working capital needs for SMEs.

Intangible assets

Planning costs, R&D expenses and acquisition of patents.

Productive assets

New or pre-owned properties or vehicles.

Financiación de Empresas - Unicaja Banco


Up to 12.5 million euros of financing per project

For projects costing less than 25 million euros for SMEs* and 50 million euros for MID- CAPS*.

Possibility of financing working capital

Credit accounts with a minimum term of 2 years and a maximum term of 3 years.

Medium and long-term financing terms

Possibility of a principal grace period of up to 2 years.

Project in the EU framework

The investment projects must be located in any Member State of the European Union.

Contractual process

To apply for the EIB Financing Facility, you can visit any of our Unicaja Banco branches, where we will be happy to help you.


If you prefer, you can also apply for an EIB Financing Facility by filling out an order form and indicating at which branch you'd like to process it. We will contact you shortly.


Remember that if you have any questions or queries, you can call our customer service team on+34 952 07 62 24.

Eligibility criteria

Eligible investments:

  • Acquisition, renewal or extension of productive assets other than land.
  • Investments relating to intangible assets, including development, planning and financing costs during the construction phase of a tangible asset, R&D expenses, the creation of distribution networks in domestic or foreign markets within the EU.
  • Intergenerational succession or assignment of companies to members of staff in order to guarantee the continuity of the company's financial activity, up to one million euros for SMEs  that perform  the intergenerational succession.
  • Medium  and long-term working capital needs.






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