1 / 6

This number is indicative of the risk of the product, with 1/6 indicating low risk and 6/6 high risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, the equivalent in the relevant currency) per depositor and credit institution.

Risk score related to the passbook.

Children's Treasure Passbook (0-13 years)

Open a savings account that grows alongside your children

No commission or maintenance fees (1)

Opening an account: costs you nothing but offers you so much.

No minimum amount required to open your account    

You only need to have a little one under the age of 14.

Save little by little

Activate a standing order to their Treasure Passbook or make extraordinary deposits.

Total and immediate liquidity

Your money, always available when you need it.

Libreta Tesoro de Unicaja Banco

For small, big savers

It's never too early to start saving

Start saving now to cover your children's expenses easily.

Organise a savings plan

Plan you kids' savings by activating a standing order for periodic contributions to their Treasure Passbook.

Request a prior appointment to open a Children's Treasure Passbook

Request a prior appointment at the nearest open branch to open a Children's Treasure Passbook

Do you need any help?

Call us

We offer you personalised attention from 8 a.m. to 10 p.m. Monday to Saturday (except holidays).

Frequently asked questions about the Children's Treasure Passbook

What documents do I need to open an account on my children's behalf?

The legal representative, father, mother or guardian must submit the minor's national ID card to open the Treasure Passbook.

What happens to the account when the minor turns 14?

When the account holder turns 14, the Treasure Passbook automatically becomes a Teen Account.


Query all the information about the Teen Account here.

Can bills be directly debited to the Treasure Passbook?

The Treasure Passbook's purpose is savings, which is why directly debited bills are not allowed.

Informative documents



Digital Banking

Access your Unicaja Banco accounts and products from your computer. The perfect tool to help you manage your daily finances.   


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Immediate access to your Unicaja Banco accounts and products. Consult and start banking, wherever you are.   

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