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No health questionnaire

As there is no need for a health questionnaire, the policy will be issued directly. The process is very simple.

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Suited to your needs

You can choose among several subscription options and different payment methods. This insurance is totally flexible.

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Ample protection

In the event of a claim, aside from indemnifying you with a fixed capital sum, this insurance includes payment of a monthly income for 10 years1.

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You can take it out online

Apart from being able to take it out at any of our branches, you can easily take this insurance out on our Digital Banking service.



Easily calculate your tailored accident insurance price

Whatever your profession may be, we have a price especially tailored to you. Find out how little it costs to protect what's most important.



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Being protected by an accident insurance having extensive coverage is up to you

  • Accidental death. Payment of a capital sum plus a monthly income in the event of accidental death.
  • Absolute permanent disability due to an accident. Benefit comprised of a capital sum and a monthly income if you are granted this degree of disability as a result of an accident.
  • Severe disability due to an accident. Benefit comprised of a capital sum and a monthly income having additional coverage to that of absolute permanent disability due to an accident.
  • Death due to myocardial infarctions and cerebrovascular accidents. Payment of a capital sum in the event of any of these two types of coverage coming about.
  • Partial inheritance tax settlement service. In the event of death, beneficiaries are offered a partial inheritance tax settlement service free of charge as regards the insurance.

Benefit from your Accident Insurance by following these steps


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Select the capital to insure and terms of payment

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Check the simulation data and select the charge account


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Accept the conditions and sign the contract

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Check the summary of your insurance and print it



Calculate the price of your accident insurance

If you are a customer, calculate the price of your accident insurance in just two minutes and take it out totally online without having to leave home.



Superior protection for you and your family


Adaptability

Your family is unique. That's why you can choose the sum assured and the form of payment that best suits your needs. It's that convenient.

Benefit as a lump sum and installments

The Accident Insurance policy has a fixed-amount benefit and complementary monthly installments for 10 years with a 5% yearly increase.

Additional capital

The Accident Insurance has an additional capital of €12,000 in the event that the claim results in a severe disability.



Frequently asked questions about Accident Insurance

Why take out accident insurance?

This insurance provides you with the peace of mind of knowing that your loved ones will be able to count on the necessary financial stability if you suffer an accidental death. Moreover, thanks to its ample coverage, you will also benefit from protection for yourself, since it will indemnify you if you suffer an accident that leads to permanent absolute disability or severe disability.

Is taking out accident insurance compatible with having life insurance?

Yes, it is possible have both types of insurance at the same time. Many people choose this option in order to have greater protection.

How can I take out accident insurance?

You can take out the accident insurance online by going to the Customer Area and following the steps that are set out in the Subscription Guide. If you so prefer, you can also go to any of our Unicaja branches, where we will be delighted to help you out.

What factors exert an influence on the premium's calculation? Does this insurance become more expensive as time goes by?

The premium you will pay depends on the protection option you choose and your profession. Age does not exert an influence on the calculation and you will therefore always pay the same premium.

Is there an age limit to take out this insurance? Up to what age will it cover me?

You must be between 18 and 65 years of age (including both) to take out this accident insurance. If you so wish, the protection it offers will be renewed on an annual basis until the age of 70.

What is the insurance company if I take out an insurance policy marketed by Unicaja?

When you take out your insurance, you will be backed by Unimediación, S.L.U., our related banking-insurance operator, and by Unicorp Vida Compañía de Seguros y Reaseguros, thus providing you a trusted, top-quality service.



Looking for more insurance? We have everything you need for your peace of mind

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Life Insurance

Enjoy the peace of mind provided by life insurance, guaranteeing the financial security of your loved ones.

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Home Insurance

Get your home insurance at an exclusive price for you. For your main residence or second home.

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Health Insurance

Your and your family’s health is in good hands. A range of insurance policies with extensive coverage and a large medical team.




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Can we help you?

Also at 952 076 263 or through the contact form.

Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

We also put other contact methods at your disposal: