This information describes the risk of the Pension Scheme and may vary over time. It is calculated on the basis of simulated data that, however, may not be considered to constitute a reliable indication of the future risk profile of the Scheme. The risk profile information of each Scheme is available at Unicaja Pension Plans Catalogue. The scale of risk of the pension schemes promoted ranges from 1 to 7.
Collecting the pension payments or exercising the redemption right is only possible in the case of any of the contingencies or exceptional liquidity cases governed by the regulations on Pension Schemes and Funds taking place.
The value of the mobilisation fees, of the pension payments and the exceptional cases of liquidity depend on the market value of the Pension Fund assets and this may cause relevant losses.
Sustainable finances, one more step to reduce your footprint
We help you build a "greener" future. We place the onus on competitive products that also promote a positive impact on society.
You can consult the strategic positioning of Unicaja Banco SA in sustainability matters through the following link.
Day-to-day life generates a footprint that has a direct impact on the environment. We focus on energy efficiency in order to reduce it.
We encourage the transition towards a "greener" lifestyle by getting involved in our customers' sustainable mobility.
Our investment funds and pension plans invest by thinking about the future on the basis of environmental and social criteria.
We offer financing for business projects which promote economic development based on sustainability.
A sustainable lifestyle starts at home, we make the transition to energy efficiency easier.
Oxygen Mortgage
Efficiency pays off
A mortgage for more efficient homes that contributes to lower energy consumption, sustainability and caring for the environment.
Condominium property loan
Finance your building's energy efficiency works and measures
Your condominium property owners' association can get the financing it needs to carry out works or incorporate efficiency measures with this loan1. And cut down on your energy consumption!
We want everything to run smoothly for you on the road, but take care of the planet through sustainable mobility.
Ecomobility loan¹
Purchase your ecological car and start saving on fuel
If you think the time has come to leave fossil fuels behind and you want to buy a low-emission vehicle (electric or hybrid), benefit from the terms and conditions of our "green" financing.
We invest in initiatives having an environmental and social impact with your money, thus promoting a fairer society.
Investment funds
Invest in change through a socially responsible fund
Why not invest your savings in an investment fund committed to caring for the environment and people?
The investment's value depends on the market value of the investment fund's assets and may lead to significant losses. Accepting a higher level of risk is necessary to have the chance of obtaining positive returns. Past performance is not indicative of future results.
Investment funds managed by Unigest, S.G.I.I.C., S.A., which was duly registered at the Spanish National Securities Market Commission (CNMV) on 21 May 1992 with the No. 154. Depository institution: CECABANK, S.A. Investment funds marketed through the Allfunds Bank platform. Consult the prospectuses and documents containing essential information for investors at www.unicajabanco.es and www.cnmv.es.
Uniplan sustainable future
The pension plan that thinks about your and the planet's future
Plan for your retirement without forgetting about your money's impact. Our sustainable pension plan invests in companies having an environmental, social and governance impact.
Documents containing essential data for the holder of all pension plans are available for download and consultation in the Pension Plan Catalogue. The sponsors of said pension plans are: Unicorp Vida, Cía de Seguros y Reaseguros S.A./Unicaja Banco S.A. Broker: Unimediación S.L.U. through the network of Unicaja Banco S.A. Management company: Unicorp Vida, Cía. de Seguros y Reaseguros S.A. Depositary institution: CECABANK, S.A.
If you are a company or self-employed and wish to carry out a project related to sustainability or the energy transition, find out which grants are available for you on our European Grant Next Simulator.
Easy-to-read small print
(1) Granted subject to the institution's criteria.
Can we help you?
Also at 952 076 263 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
Or through our social networks:
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